2 Construction Loan Lenders with AI in Pine-City, Minnesota 2026

Lendersa® provides a comprehensive list of construction loan lenders in Pine-City, MN, including regional banks, national lenders, and local hard money lenders utilizing private money for ground-up construction or major rehab projects.

In Pine-City, MN, the construction cost for a 2,000 square foot home is calculated to start at $187,329 for basic construction, going up to $343,498 for more elaborate projects. The interest rates and loan terms can vary depending on the financial particulars of the borrower, the LTV, ARV, and the type of lender selected.

Explore loan offers from 100 lenders

Experience the magic of our construction loan calculator

To ensure all your construction financing needs are met, Lendersa® utilizes AI technology to match your loan requests with hundreds of construction lenders quickly. Discover the most competitive construction rates for funding new builds, fix N flips, or major rehabs on both residential and commercial properties in MN.

Searching for construction loan lenders nearby?

Avoid unnecessary inquiries to maintain your credit score. Secure preapproval for land loans without needing to disclose your social security number or any sensitive financial information.

If you are willing to pledge additional property as collateral, you may qualify for 100% LTV financing through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 55063.



  • HomeTown Bank MN
  • 1000 East Cook St, Redwood Falls, MN, 56283
  • Lends in Minnesota
  • HomeTown Bank has been providing customers with the most innovative financial services & solutions. HomeTown Bank is proud to give back to the communities we serve through donations,volunteering, partnerships & ongoing support. As a community bank, HomeTown Bank Strives to personally get to know customers,build strong relationships they can trust.

  • Merchants Bank
  • 102 East Third Street, Winona, MN, 55987
  • Lends in Minnesota
  • We're ready to be your trusted advisor, your partner, and join you every step of the way as we work toward your financial goals, hopes and dreams together. We understand that when our community succeeds, we all do. Part of that comes from being employee-owned. For nearly 150 years we’ve been committed to serving our partners and the communities.

  • WNB Financial
  • 204 Main St, Winona, MN, 55987
  • Lends in Minnesota
  • WNB Financial, N.A. More than a bank. Member FDIC. Equal Housing Lender.

    We offer the products and services you expect from your bank: checking, savings, personal and home loans, and highly-qualified experts in business banking, trust, retirement planning, and financial advising.

    With electronic options, a community focus.

  • The First National Bank of Bemidji
  • 1600 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • Lends in Minnesota
  • First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.

  • First Farmers & Merchants Bank
  • 128 N Main St, Austin, MN, 55912
  • Lends in Minnesota
  • We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations

  • The First National Bank at St. James
  • 202 1st Avenue South st., Saint James, MN, 56081
  • Lends in Minnesota
  • First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.

  • The Wanda State Bank
  • 121 W Main, Wanda, MN, 56294
  • Lends in Minnesota
  • The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank.

    With 89 years of banking excellence, The Wanda State Bank has experience you can count on.

  • First Financial Bank in Winnebago
  • 1 Main Street South, Winnebago, MN, 56098
  • Lends in Minnesota
  • First Financial Bank has been foundational in the community of Winnebago and surrounding area since beginning in 1870. It remains "Rooted in the Community" providing "Big Bank" services with small town service to our customers' personal, commercial, and agricultural banking needs.