7 Construction Loan Lenders with AI in Rochester, Minnesota 2026

The catalog of construction loan providers from Lendersa® in Rochester, MN comprises regional banks, national financial institutions, and local hard money lenders who offer private financing suitable for your ground-up builds or major renovations.

In Rochester, MN, banks and lenders assess construction costs for a 2,000 sq ft residence, with pricing ranging from $189,562 for standard builds to $345,731 for more luxurious modifications. Interest rates, alongside construction loan terms, vary according to each borrower's financial factors, LTV, ARV, and the lender type.

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Introducing the magical construction loan calculator

With the power of Lendersa® AI, your loan request is swiftly matched to a network of construction lenders, ensuring all your financing requirements are met. Explore now to access outstanding construction rates suitable for new builds, flips, or extensive remodeling projects on residential and commercial properties throughout MN.

Are there construction loan lenders near you?

To keep your credit score intact, it's best to avoid needless inquiries. Obtain preapproval for your land loan without the need to disclose your social security number or private financial details.

You might be eligible for 100% LTV (Loan to Value) financing if you're willing to offer additional property as a security blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders dealing in vacant land loans in the zip codes 55902.



  • TCI Business Capital, a division of Fidelity Bank
  • 7600 Parklawn Ave, Suite 250, Edina, MN, 55435
  • Lends in Minnesota
  • TCI Business Capital has provided best-in-class factoring solutions to thousands of small to midsize companies across the United States. These companies choose us because they need working capital and value the knowledge and expertise of the TCI team. Our fast invoice factoring helps support their growth and success.

  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • Lends in Minnesota
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.

  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • Lends in Minnesota
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.

  • Venture Commercial Mortgage
  • 7801 E Bush Lake Road, Suite 350, Edina, MN, 55439
  • Lends in Minnesota
  • Venture Commercial Mortgage is a full-service, commercial mortgage banking firm providing loan origination, loan servicing, and equity procurement for commercial real estate properties. In 1990, our founder Mick Thorsland took his extensive experience in commercial real estate financing and opened Venture Commercial Mortgage.

  • CCM-Finance
  • 7801 E Bush Lake Rd, Suite 430, Minneapolis, MN, 55439
  • Lends in Minnesota
  • We are a small team of real estate investors with over 300 properties and many years of experience as Carpathian Capital Management. CCM Finance is a subsidiary of Carpathian established specifically to meet the funding needs of real estate investors. We have a lot of experience in real estate

  • Premier Banks
  • 2866 White Bear Avenue, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.

  • First National Bank Minnesota
  • 201 W. Main Street, Belle Plaine, MN, 56011
  • Lends in Minnesota
  • Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.

  • Cambria Mortgage
  • 6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
  • Lends in Minnesota
  • Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.

  • Minnesota Catholic Credit Union
  • 400 E Little Canada Road E, Little Canada, MN, 55117
  • Lends in Minnesota
  • MN Catholic Credit Union has been serving members of our Catholic community since 1946 with excellent personalized service & making financial products both affordable & accessible. This credit union is the combination of 2 Catholic credit unions with rich histories. In 2011, St John’s of Little Canada Credit Union acquired MN Catholic Credit Union.

  • Cornerstone State Bank
  • 415 North Main, Le Sueur, MN, 56058
  • Lends in Minnesota
  • CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.

  • US Mortgage Investments
  • 5201 Eden Avenue, Edina, MN, 55436
  • Lends in Minnesota
  • Us Mortgage Inv. offers a best in class Mortgage experience.
    -Competitive pricing
    - Speed to close
    - Best in class VA Loan pricing
    - Integrity
    US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.

  • Northstar Bank
  • 1820 Lexington Ave N, Saint Paul, MN, 55113
  • North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live