7 Construction Loan Lenders in Rochester, Minnesota in 2026

The catalog of construction loan providers from Lendersa® in Rochester, MN comprises regional banks, national financial institutions, and local hard money lenders who offer private financing suitable for your ground-up builds or major renovations.

In Rochester, MN, banks and lenders assess construction costs for a 2,000 sq ft residence, with pricing ranging from $189,562 for standard builds to $345,731 for more luxurious modifications. Interest rates, alongside construction loan terms, vary according to each borrower's financial factors, LTV, ARV, and the lender type.

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With the power of Lendersa® AI, your loan request is swiftly matched to a network of construction lenders, ensuring all your financing requirements are met. Explore now to access outstanding construction rates suitable for new builds, flips, or extensive remodeling projects on residential and commercial properties throughout MN.

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To keep your credit score intact, it's best to avoid needless inquiries. Obtain preapproval for your land loan without the need to disclose your social security number or private financial details.

You might be eligible for 100% LTV (Loan to Value) financing if you're willing to offer additional property as a security blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders dealing in vacant land loans in the zip codes 55902.



Rochester Construction Loan Lenders

  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • Lends in Minnesota
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.

  • First Alliance Credit Union
  • 300 North Main Street, Stewartville, MN, 55976
  • Lends in Minnesota
  • At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.

  • Olmsted National Bank
  • 975 34th Avenue NW, Rochester, MN, 55901
  • Lends in Minnesota
  • ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.

  • Sterling State Bank
  • 4200 Badger Hills Dr NW, Rochester, MN, 55901
  • Lends in Minnesota
  • Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.

  • MCT Financial
  • 3240 East River Road, Rochester, MN, 55906
  • Lends in Minnesota
  • At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!

  • Main Source Mortgage
  • 3224 6th Ave NE, Rochester, MN, 55906
  • Lends in Minnesota
  • Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.

  • Peoples State Bank
  • 100 4th Ave SE, Suite 6, Plainview, MN, 55964
  • Lends in Minnesota
  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.

  • First Farmers & Merchants Bank
  • 128 N Main St, Austin, MN, 55912
  • Lends in Minnesota
  • We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations

  • United Farmers State Bank
  • 15 4th Street Sw, Adams, MN, 55909
  • Lends in Minnesota
  • United Farmers State Bank was chartered on January 17, 2014 when its parent banks, Farmers State Bank of Adams and Farmers State Bank of Elkton joined forces. The officers are Timothy Schneider, President; Brian Wolff, Vice-President; Curt Sheely, Vice-President, Eric Lee, Vice-President; Mike Smith, Asst Vice-President, and Steve Leif, Asst. Vice-

  • F&M Community Bank, National Association
  • 100 Saint Anthony St North, Preston, MN, 55965
  • Lends in Minnesota
  • F & M Community Bank is a full-service, community-oriented bank that has been in operation since 1911. For over 100 years, we've been proud to fulfill the banking needs of local Minnesota citizens & businesses on a more personal, individualized level. Our employees who are your bank teller or your lending specialist are your neighbors & friends.