6 Construction Loan Lenders in Pine-Island, Minnesota in 2026

The Lendersa® directory of construction loan providers in Pine-Island, MN includes a variety of regional banks, national institutions, as well as local hard money lenders that offer private funding solutions tailored for both new builds and extensive renovations.

Lenders determine the cost to build a 2,000 square foot home in Pine-Island, MN, ranging from $187,439 for a basic project to $343,608 for more elaborate constructions. Interest rates and terms for these loans can vary considerably based on factors like the borrower's financial situation, LTV, ARV, and the lender type chosen.

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Utilizing advanced AI technology, Lendersa® will swiftly align your funding requests with numerous construction lenders, addressing all your financing needs. You can find top-tier construction rates for funding ground-up construction, fix and flip, or significant renovations on both residential and commercial properties in MN.

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To protect your credit score, it's best to bypass unnecessary credit inquiries. Achieve land loan preapproval without disclosing your social security number or delicate financial details.

With a willingness to use additional property as collateral, you might qualify for 100% LTV financing through a blanket loan agreement.

Lendersa®'s land loan calculator helps you locate vacant land loan lenders in zip codes 55963.



Pine-Island Construction Loan Lenders

  • Olmsted National Bank
  • 975 34th Avenue NW, Rochester, MN, 55901
  • Lends in Minnesota
  • ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.

  • Sterling State Bank
  • 4200 Badger Hills Dr NW, Rochester, MN, 55901
  • Lends in Minnesota
  • Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.

  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • Lends in Minnesota
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.

  • MCT Financial
  • 3240 East River Road, Rochester, MN, 55906
  • Lends in Minnesota
  • At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!

  • Main Source Mortgage
  • 3224 6th Ave NE, Rochester, MN, 55906
  • Lends in Minnesota
  • Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.

  • First Alliance Credit Union
  • 300 North Main Street, Stewartville, MN, 55976
  • Lends in Minnesota
  • At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.

  • Peoples State Bank
  • 100 4th Ave SE, Suite 6, Plainview, MN, 55964
  • Lends in Minnesota
  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.

  • Moose's Money
  • 202 N Cedar Ave Suite 1, Owatonna, MN, 55060
  • Lends in Minnesota
  • Moose's Money is a private lender for business-purpose, non-owner-occupied investment real estate. We fund fix and flip, DSCR, bridge, BRRRR, new construction, and small multifamily nationwide, first lien only, entity borrowers. Loans from $50K to $3M. We fund most deals directly and place out-of-box deals through our lender network. Real equity and cash reserves required. Fast quotes and closings, every fee in writing upfront. No runaround.

  • Community Bank Owatonna
  • 640 Bridge Street, Owatonna, MN, 55060
  • Lends in Minnesota
  • Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals.

    Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.

  • Reliance Bank
  • 2300 30th Street Northwest, Faribault, MN, 55021
  • Lends in Minnesota
  • On August 13, 2007 Reliance Bank opened its doors to the community of Faribault as a State Chartered, FDIC insured, full-service bank. Staffed with nine experienced bank employees, Reliance set off on a mission to become the best community bank. After its first full year of operation, Reliance Bank was given the coveted Faribault Area