419 Construction Loan Lenders with AI in Winona, Minnesota 2026

Lendersa® compiles a comprehensive list of construction loan lenders in Winona, MN, featuring options from regional banks, national lenders, and local hard money lenders, all offering private financing. These choices cater to both ground-up construction and major rehabilitation projects tailored to your needs.

In Winona, MN, lenders assess construction costs for a 2,000 square foot home, estimating between $189,243 for basic projects and $345,412 for more upscale constructions. Interest rates and the terms of construction loans vary, hinging on the borrower's financial profile, LTV, ARV, and the type of lender chosen.

Explore loan offers from 100 different lenders

Introducing the Magic Construction Loan Calculator

Lendersa® AI technology swiftly pairs your financing needs with hundreds of construction lenders, ensuring comprehensive solutions. You can now find optimal construction rates to support projects ranging from new builds, fix-and-flip initiatives, to significant rehabs for both residential and commercial properties in MN.

Are Construction Loan Lenders Nearby?

To protect your credit score, reduce unnecessary inquiries. Get preapproved for your land loan without needing to provide your social security number or other sensitive financial information.

It's possible to qualify for 100% LTV financing by using additional properties as collateral in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 55987.



  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Lends in Minnesota
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.

  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • Lends in Minnesota
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!

  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • Lends in Minnesota
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc

  • LoanFlight Lending, LLC
  • 4343 Anchor Plaza Pkwy Ste 170, Tampa, FL, 33634
  • Lends in Minnesota
  • "LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender.
    Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"

  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • Lends in Minnesota
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words.
    From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."

  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in Minnesota
  • Introducing LoanLocker: where speed meets flexibility in private lending. We specialize in funding both residential and commercial projects swiftly and efficiently. Ideal for investors and developers, our custom solutions are designed to meet diverse needs. With expert guidance and personalized services, LoanLocker ensures your projects are funded

  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in Minnesota
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw

  • Raymond James Bank
  • 710 Carillon Parkway, Saint Petersburg, FL, 33716
  • Lends in Minnesota
  • Raymond James Bank is about more than just Banking. Through our holistic approach to finance, we offer innovative and diversified products and services to the public and to clients of Raymond James Financial. Additionally, as an affiliate of Raymond James, our Bank is founded on the same core values of integrity, independence.

  • Andy Lunsford Mortgages LLC
  • PO Box 25482, Sarasota, FL, 34277
  • Lends in Minnesota
  • "Empowering Your Growth When Everyday Counts"  

    Since 2020, Lunsford Funding Solutions has served as a vital bridge for Funding.  We specialize in rapid-response funding providing customized financial products. Whether you are looking to purchase or refinance a residential or commercial property.  At Lunsford, we don't just provide a loan; we provide the liquidity that gets you funded.   

  • Chimney Rock Mortgage
  • 1320 N Atlantic St, Suite B, Spokane, WA, 99201
  • Lends in Minnesota
  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.

  • IGETDEALSDONE, LLC
  • 8388 E Hartford Drive #300, Scottsdale, AZ, 85255
  • Lends in Minnesota
  • I have been closing Real Estate Transactions for almost 30 year as both a Licensed Mortgage Broker (NMLS #211522) and Licensed Realtor (SA675911000). Raised in Finance and Real Estate, I am built to close deals. Of COURSE I have built my career around tough deals and close them all with Groves Capital. I AM A DSCR PROFESSIONAL and close those Loans