396 Construction Loan Lenders with AI in Affton, Missouri 2026

The Lendersa® directory in Affton, MO, includes a selection of construction loan lenders, ranging from regional banks and national lenders to local hard money lenders, using private funds for your ground-up construction or major rehab needs.

Lenders in Affton, MO, evaluate the costs for building a 2,000 square foot home, with estimates from $180,946 for basic construction to as much as $330,919 for more upscale projects. Interest rates and loan terms can fluctuate based on the borrower’s financial situation, LTV, ARV, and the choice of lender.

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The Innovative Construction Loan Calculator

Utilizing Lendersa® AI technology, your financing needs are efficiently addressed by matching your loan requests with a vast network of construction lenders. Discover optimal construction rates for funding new builds, flips, or major rehabilitations in both residential and commercial properties in MO.

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To safeguard your credit score, minimizing unnecessary inquiries is essential. Get preapproved for your land loan without needing to disclose personal details such as your social security number or other sensitive information.

You might be eligible for 100% LTV financing by pledging additional property as collateral, through what is known as a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans within ZIP code areas 63123.



  • Ozark Federal Credit Union
  • 2438 Katy Lane, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees.

    OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.

  • First Midwest Bank
  • 704 N Westwood Blvd, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals.
    We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.

  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.

  • Bob Sutton Real Estate & Loans
  • 50 Hwy. 142, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • Bob Sutton Real Estate and Loans, LLC, is a multi-divisional company specializing in financial services, ranging from lawsuit settlement loans to real estate financing. Established in 1951, we are still family owned and operated, which allows us to provide individualized services meeting each customer's particular needs.

  • Bank of Monticello
  • 201 East Lafayette, Monticello, MO, 63457
  • Lends in Missouri
  • Bank of Monticello is a Community Bank located in Northeast Missouri. Our Company was organized by local shareholders in 1928 to meet the needs of the families & businesses of Monticello, Missouri & the surrounding communities. While many things have changed over the years, our commitment to the Communities that we serve is stronger than ever.

  • First Bank of the Lake
  • 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
  • Lends in Missouri
  • First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.

  • The Tipton Latham Bank, National Association
  • 800 US-50, Tipton, MO, 65081
  • Lends in Missouri
  • The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906.

    We are a full-service bank offering:

    Free Checking
    Regular Checking
    Savings Account
    Now Account
    Super Now Account
    Money Market Account
    Certificates of Deposit
    IRAs
    Debit/ATM Cards

  • United State Bank
  • 102 West Main St., Lewistown, MO, 63452
  • The history of the United State Bank began in 1922 when Lorenzo H. Gnuse, Sr. founded the Durham State Bank. Mr. Gnuse was commissioned by the State of Missouri to assist in the liquidation of banks throughout Missouri that were failing due to the nationwide depression. Mr. Gnuse was sent to Durham to liquidate the Durham Savings Bank.