22 Construction Loan Lenders with AI in Chesterfield, Missouri 2026

Lendersa® provides a list of construction loan options in Chesterfield, MO, including regional banks, national lenders, and local hard money lenders using private funding for ground-up construction or major rehab projects.

In Chesterfield, MO, lenders assess construction costs for a 2,000 square foot home, with estimates from $181,243 for basic builds up to $331,216 for more complex designs. Interest rates and terms vary according to financial details of the borrower, LTV, ARV, and the chosen lender.

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The Magical Construction Loan Calculator

To effectively meet all your financing needs, Lendersa® uses AI technology to instantly connect your loan request with numerous construction lenders. Discover optimal construction rates for funding new builds, flips, or major rehabs on both residential and commercial properties in MO.

Locate Nearby Construction Loan Lenders

Minimizing unnecessary inquiries is vital for protecting your credit score. Secure preapproval for your land loan without needing to reveal your social security number or any sensitive financial information.

You might be eligible for 100% LTV financing if additional property is pledged as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to search for vacant land loan lenders in ZIP codes 63017.



Chesterfield Construction Loan Lenders

  • NEW FRONTIER BANK
  • 1771 Zumbehl Road, Saint Charles, MO, 63303
  • Lends in Missouri
  • Founded in 1999 by St. Charles County residents, we provide a personal community banking experience with services are designed specifically to make banking easier for our customers. We wanted to provide a superior local option for the community's banking needs. Not another impersonal conglomerate with thousands of branches.

  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • Lends in Missouri
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t

  • Mortgages USA
  • 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
  • Lends in Missouri
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.

    We keep opening doors as a mortgage industry leader

  • Commercial Bank
  • 2330 West Port Plaza Drive, Saint Louis, MO, 63146
  • Lends in Missouri
  • Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned"​ brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.

  • Cass Commercial Bank
  • 12412 Powerscourt Drive, Des Peres, MO, 63131
  • Lends in Missouri
  • Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.

  • Vantage Credit Union
  • 19 Missouri Research Park Ct, Saint Charles, MO, 63304
  • Lends in Missouri
  • Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.

  • First Community Credit Union.
  • 17151 Chesterfield Airport Road, Chesterfield, MO, 63005
  • Lends in Missouri
  • First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.

  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Lends in Missouri
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,

  • Senior Commercial Capital
  • 100 Chesterfield Business Pkwy, 2nd Floor, Chesterfield, MO, 63005
  • Lends in Missouri
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.

  • M1 Bank
  • 112 South Hanley Road, Suite 120, Clayton, MO, 63105
  • Lends in Missouri
  • M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale.

    M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions