2026 Construction Loans use AI Lenders complete for Columbia, Missouri

The Lendersa® directory in Columbia, MO lists construction loan lenders, including regional, national, and local hard money lenders, using private funds for your new builds or major renovations.

For a 2,000 square foot home in Columbia, MO, construction costs range from $181,375 to $331,348. Terms and interest rates vary based on borrower financials, LTV, ARV, and lender choice.

Explore offers from 100 lenders

Discover the Construction Loan Calculator

Lendersa® AI quickly matches your loan request with numerous lenders, ensuring your needs are met. Find top construction rates for new builds, flips, or major rehabs across residential and commercial projects in MO.

Need Local Construction Lenders?

Minimize unnecessary inquiries to protect your credit score. Get preapproved for land loans without revealing sensitive information like your social security number.

You could qualify for 100% LTV financing by pledging additional property as security in a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land lenders in ZIP code 65202.



Columbia Construction Loan Lenders

  • Minnow Loan
  • 500 E Broadway, Columbia, MO, 65201
  • Lends in Missouri
  • Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s

  • The Callaway Bank
  • 5600 Bull Run Dr, Columbia, MO, 65201
  • Lends in Missouri
  • The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.

  • River Region Credit Union
  • 400 East Broadway, Ashland, MO, 65010
  • Lends in Missouri
  • River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.

  • United Credit Union - Columbia
  • 802 E. Breckenridge, Mexico, MO, 65265
  • Lends in Missouri
  • United Credit Union has been in business since 1935 and has grown to be over a $200 million financial institution offering comprehensive financial services to over 22, 000 members. We now have six locations in Mid-Missouri and continue to operate with you, our member, in mind. Like other credit unions,

  • Tri-County Trust Company
  • 103 Commerce Street, Glasgow, MO, 65254
  • Lends in Missouri
  • Tri-County Trust Company has remained an independent, locally owned bank. Only three families have held a majority stock interest in the bank: The Kallmeyer family, the Bob Himmelberg family and the Bob Monnig family. Most importantly, the many loyal customers and dedicated employees throughout the years have made Tri-County Trust Company the succe

  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • Lends in Missouri
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.

  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101
  • Lends in Missouri
  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities

  • The Tipton Latham Bank, National Association
  • 800 US-50, Tipton, MO, 65081
  • Lends in Missouri
  • The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906.

    We are a full-service bank offering:

    Free Checking
    Regular Checking
    Savings Account
    Now Account
    Super Now Account
    Money Market Account
    Certificates of Deposit
    IRAs
    Debit/ATM Cards

  • Peoples Savings Bank
  • 101 Bluff Street, Rhineland, MO, 65069
  • Lends in Missouri
  • Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,