4 Construction Loan Lenders with AI in Farmington, Missouri 2026

The Lendersa® directory of construction loan lenders in Farmington, MO includes a rich mix of regional banks, national lenders, and local hard money lenders, all utilizing private funds for your ground-up constructions or major renovations.

Lenders estimate that building a 2,000 square foot home in Farmington, MO, can cost between $181,232 for basic structures and $331,205 for more elaborate designs. The terms and interest rates of construction loans are adjusted based on factors like borrower financial status, LTV, ARV, and the lender chosen.

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Introducing Our Construction Loan Calculator

Lendersa® taps into advanced AI technology to ensure all your construction financing needs are met by matching your loan request with a vast network of construction lenders. This enables you to find ideal construction rates for your new build, fix-and-flip, or major renovation needs in both residential and commercial properties throughout MO.

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Reducing unnecessary inquiries can protect your credit score. Secure preapproval for your land loan without sharing your social security number or confidential financial information.

You could qualify for 100% LTV financing if additional property is pledged as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to identify vacant land loan lenders within ZIP code regions 63640.



Farmington Construction Loan Lenders

  • Ozarks Federal Savings and Loan Association
  • 2 East Columbia, Farmington, MO, 63640
  • Lends in Missouri
  • Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.

  • New Era Bank
  • 101 S Mine La Motte Street, Fredericktown, MO, 63645
  • Lends in Missouri
  • New Era Bank offers Home Equity Lines of Credit at competitive rates. These loans are an excellent choice for homeowners wanting utilize the current equity in their house to pay for things like: college expenses for children, major home improvements, or those unexpected expenses that life throws at you.

  • MRV Banks
  • Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
  • Lends in Missouri
  • MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.

  • Bloomsdale Bank
  • 55 Mill Hill Road, Bloomsdale, MO, 63627
  • Lends in Missouri
  • Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.

  • Bank of Missouri
  • 916 N Kingshighway, Perryville, MO, 63775
  • Lends in Missouri
  • The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.

  • Peoples Bank of Altenburg
  • 8537 Main St, Altenburg, MO, 63732
  • Lends in Missouri
  • Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services

  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • Lends in Missouri
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.

  • Missouri Mortgage Clearing House
  • 697 Green Forest Drive, Fenton, MO, 63026
  • Lends in Missouri
  • The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Jefferson Bank and Trust Company
  • 100 The Legends Parkway, Eureka, MO, 63025
  • Lends in Missouri
  • Jefferson Bank & Trust was organized & incorporated in Missouri on July 20, 1892. It was one of the earliest neighborhood banks in the City of Saint Louis.The bank’s 1st location was at the Northwest corner of Jefferson and Franklin. Over the last century, Jefferson Bank and Trust has earned an enviable reputation.

  • FCNB Bank
  • 402 W Main St, Steelville, MO, 65565
  • Lends in Missouri
  • First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area.

    The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.