396 Construction Loan Lenders with AI in Ferguson, Missouri 2026

The Lendersa® directory of construction loan lenders in Ferguson, MO includes a variety of regional banks, national lenders, and local hard money lenders who utilize private funds for ground-up construction or major renovations.

Lenders in Ferguson, MO estimate construction costs for a 2,000 square foot home ranging from $180,979 for basic projects to $330,952 for more upscale builds. The interest rates and terms of these loans vary according to borrowers' financial profiles, LTV, ARV, and the type of lender selected.

Explore loan offers from 100 lenders

Introducing the Magic Construction Loan Calculator

All your construction financing needs are met through Lendersa® AI technology, which efficiently matches your loan requests with numerous construction lenders. You can find the best construction rates for funding new builds, flips, or major rehabs on residential and commercial properties across MO.

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Reducing unnecessary inquiries helps maintain your credit score. Get preapproved for your land loan without needing to provide your social security number or other sensitive financial data.

You might qualify for 100% LTV financing by pledging additional property as security, which is known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in ZIP codes 63136, 63135.



  • HomeBank
  • 400 S Main St, Palmyra, MO, 63461
  • Lends in Missouri
  • HOMEBANK Headquartered in Palmyra, MO since 1934, we have 9 branches throughout Mid and Northeast Missouri and Quincy, IL. All our lobbies are open again during normal business hours. Our friendly Customer Service Representatives and Loan Officers would love to meet with you in person

  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • Lends in Missouri
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.

  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101
  • Lends in Missouri
  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities

  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Lends in Missouri
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.

  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.

  • Citizens Bank of the Midwest
  • 1515 Martin Springs Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.

  • River Region Credit Union
  • 400 East Broadway, Ashland, MO, 65010
  • Lends in Missouri
  • River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.

  • Minnow Loan
  • 500 E Broadway, Columbia, MO, 65201
  • Lends in Missouri
  • Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s

  • The Callaway Bank
  • 5600 Bull Run Dr, Columbia, MO, 65201
  • Lends in Missouri
  • The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.

  • First Missouri State Bank of Cape County
  • 2 South Mount Auburn Road, Cape Girardeau, MO, 63703
  • Lends in Missouri
  • We are a community bank committed to providing high quality service to our customers and an excellent working environment for our employees and are actively involved in the communities that we serve. We offer a wide range of traditional depository products, mortgage loans, business and consumer loans, online banking and mobile banking.