2026 Construction Loans use AI Lenders complete for Independence, Missouri

The Lendersa® list in Independence, MO contains construction loan lenders, encompassing regional banks, national financial institutions, and local hard money lenders utilizing private funds for new construction or significant rehab projects.

Lenders estimate construction costs in Independence, MO for a 2,000 square foot home ranging from $181,364 for standard projects to $331,337 for more luxurious options. Interest rates and terms depend on borrower financials, LTV, ARV, and selected lender criteria.

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Introducing the Construction Loan Calculator

Lendersa® utilizes powerful AI technology to swiftly match your loan requests with numerous construction lenders, ensuring comprehensive financing solutions. Discover optimal construction rates for new builds, flips, or extensive renovations across residential and commercial properties in MO.

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Minimize unnecessary inquiries to protect your credit score. Preapprove your land loan without revealing your social security number or any sensitive financial data.

Qualify for 100% LTV financing by using additional property as collateral, referred to as a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land financiers within ZIP codes 64054.



Independence Construction Loan Lenders

  • Central Bank of Kansas City
  • 2301 Independence Boulevard, Kansas City, MO, 64124
  • Lends in Missouri
  • Central Bank of Kansas City is a local community bank that has provided financial services for individuals and businesses since 1951. Central Bank has been family-owned since the 1960s and has been certified as a Community Development Financial Institution (CDFI) since 1998 by the US Treasury Department.

  • Commerce Bank
  • 1000 Walnut Street, Kansas City, MO, 64106
  • Lends in Missouri
  • At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions.

  • Bank Midwest
  • 1111 Main St, Kansas City, MO, 64106
  • Lends in Missouri
  • Bank Midwest is a leading community banking franchise, headquartered in Kansas City, Missouri. We serve clients throughout Missouri & Kansas by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service.

  • Lead Bank
  • 1801 Main St, Kansas City, MO, 64108
  • Lends in Missouri
  • Lead Bank is where expertise, experience and technology unite the people behind inspired businesses. We take pride in working side by side with companies to grow bottom lines that become cornerstones of the community. We’ve always been a bank that leads the way, not follows the herd. In 2010.

  • Blue Ridge Bank and Trust Co.
  • 4200 Little Blue Parkway, Independence, MO, 64057
  • Lends in Missouri
  • Blue Ridge Bank is a locally owned, community bank, established in 1958. With eight locations serving the communities of Independence, Raytown, Kansas City, Lee's Summit, and Blue Springs. Blue Ridge Bank has services to meet every need. Services include: Personal checking including high-interest checking, savings and money market accounts.

  • Primary Lender LLC
  • 1600 Genesse St, Suite 834, Kansas City, MO, 64102
  • Lends in Missouri
  • At Primary Lender LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • KC Investor Funding
  • 1600 Genessee, Ste 332, Kansas City, MO, 64102
  • Lends in Missouri
  • KC Investor Funding – Hard Money Lenders of Kansas City is by far the best source for investment and commercial hard money loans. Like many hard money lenders, we are an asset based lender. As a full service lending company, we’re able to offer funding and structuring of loans for investors in and around the Kansas City Missouri Area and nationwi

  • Signature Mortgage Group, LLC
  • 3100 Broadway Blvd, Suite 313, Kansas City, MO, 64111
  • Lends in Missouri
  • Signature Mortgage Group, LLC offers our clients a wide range of products to serve any need. The most significant difference that separates Signature Mortgage Group from other lenders is the experience of a Mortgage Consultant working directly with you to ensure that you are placed into a loan that will best benefit your future financial success.

  • Country Club Bank
  • 1 Ward Parkway, Kansas City, MO, 64112
  • Lends in Missouri
  • Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor