379 Construction Loan Lenders with AI in Potosi, Missouri 2025

The Lendersa® catalog of construction loan lenders in Potosi, MO, spans a broad array of financial options, including regional banks, national lenders, and local hard money lenders that employ private money. These institutions are capable of supporting a variety of projects, whether you are embarking on ground-up construction or undertaking significant rehabilitation efforts, offering financial flexibility to suit numerous needs.

For a 2,000 square foot home in Potosi, MO, lenders provide estimates, with construction costs starting at $179,758 for basic configurations and going up to $329,731 for more elaborate builds. Interest rates and construction loan terms can fluctuate greatly, depending on a range of factors such as the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the specific type of lender chosen to meet the project's funding needs. This dynamic nature of loans ensures tailored financial solutions that cater to unique project requirements.

Compare loan offers from a diverse selection of 100 lenders, providing you with the best opportunities to secure the necessary funding for your project.

Experience the capabilities of the magic construction loan calculator

To efficiently fulfill all your construction financing needs, Lendersa® integrates advanced AI technology. This innovative system immediately aligns your loan requests with an extensive network of hundreds of construction lenders, allowing you to find optimal construction rates that fund a wide range of projects, including ground-up builds, fix-and-flip endeavors, or major renovation projects across both residential and commercial properties within MO. This ensures that you get the best financial solutions customized to your specific needs.

Find construction loan lenders in your vicinity

It's important to avoid unnecessary credit inquiries to maintain a strong credit profile. You can achieve preapproval for your land loan without needing to reveal sensitive information like your social security number, thereby protecting your personal data from exposure in the process.

Qualifying for 100% LTV (Loan-to-Value) financing may be possible if you're prepared to pledge additional properties as security, referred to as a blanket loan. This option extends your borrowing capability substantially.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers located within zip codes 63664, 63660. This tool enhances the ease with which you can pinpoint lenders based on precise geographic needs, thereby simplifying your search process significantly.



  • Ozark Federal Credit Union
  • 2438 Katy Lane, Poplar Bluff, MO, 63901
  • At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees. OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
  • First Midwest Bank
  • 704 N Westwood Blvd, Poplar Bluff, MO, 63901
  • As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals. We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
  • Bob Sutton Real Estate & Loans
  • 50 Hwy. 142, Poplar Bluff, MO, 63901
  • Bob Sutton Real Estate and Loans, LLC, is a multi-divisional company specializing in financial services, ranging from lawsuit settlement loans to real estate financing. Established in 1951, we are still family owned and operated, which allows us to provide individualized services meeting each customer's particular needs.
  • First Missouri State Bank of Cape County
  • 2 South Mount Auburn Road, Cape Girardeau, MO, 63703
  • We are a community bank committed to providing high quality service to our customers and an excellent working environment for our employees and are actively involved in the communities that we serve. We offer a wide range of traditional depository products, mortgage loans, business and consumer loans, online banking and mobile banking.
  • The Mortgage Place, LLC
  • 2511 Independence, Suite 400, Cape Girardeau, MO, 63703
  • The Mortgage Place is a local start-up that began in Cape Girardeau’s Marquette Tech District as a member at Codefi. The Mortgage Place leverages sophisticated technology developed by NexSpring to give borrowers hundreds of home loan options when purchasing, refinancing, constructing or obtaining a reverse mortgage.
  • River Region Credit Union
  • 400 East Broadway, Ashland, MO, 65010
  • River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
  • Minnow Loan
  • 500 E Broadway, Columbia, MO, 65201
  • Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s
  • The Callaway Bank
  • 5600 Bull Run Dr, Columbia, MO, 65201
  • The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
  • First Bank of the Lake
  • 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
  • First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
  • United Credit Union - Columbia
  • 802 E. Breckenridge, Mexico, MO, 65265
  • United Credit Union has been in business since 1935 and has grown to be over a $200 million financial institution offering comprehensive financial services to over 22, 000 members. We now have six locations in Mid-Missouri and continue to operate with you, our member, in mind. Like other credit unions,
  • The Mercantile Bank of Louisiana, Missouri
  • 222 Georgia Street, Louisiana, MO, 63353
  • The Mercantile Bank of Louisiana MO was established in 1880 with capital of $50,000 and occupied as its banking house the building on the northeast corner of Third and Georgia Streets, directly opposite the present bank. The original officers of The Mercantile Bank were Stuart Carkener, President; R. H. Goodman,