Rolla, Missouri Construction loan lenders AI selection 2026

The Lendersa® compilation of construction loan lenders in Rolla, MO consists of regional banks, national lenders, and local hard money lenders, all leveraging private funds for your ground-up construction or substantial rehab projects.

Lenders estimate that costs for constructing a 2,000 square foot home in Rolla, MO, can vary: from $180,990 for basic construction to $330,963 for more luxurious builds. Interest rates and terms of construction loans depend on the borrower's financial situation, LTV, ARV, and the chosen lender.

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Introducing the Construction Loan Calculator

All your construction financing needs are efficiently addressed through Lendersa® AI technology, which instantly matches your loan request with numerous construction lenders. Discover top construction rates for funding new builds, flips, or major rehabs on both residential and commercial properties across MO.

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Reducing unnecessary inquiries helps maintain a good credit score. Get preapproved for your land loan without revealing your social security number or other sensitive financial details.

You might qualify for 100% LTV financing by offering additional property as collateral under a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in ZIP code regions 65401.



Rolla Construction Loan Lenders

  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Lends in Missouri
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.

  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.

  • Citizens Bank of the Midwest
  • 1515 Martin Springs Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.

  • Maries County Bank
  • 205 Highway 63 N, Vienna, MO, 65582
  • Lends in Missouri
  • On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.

  • FCNB Bank
  • 402 W Main St, Steelville, MO, 65565
  • Lends in Missouri
  • First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area.

    The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.

  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Lends in Missouri
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.

  • Bank of St. Elizabeth
  • 215 Main Street, Saint Elizabeth, MO, 65075
  • Lends in Missouri
  • We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.

  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • Lends in Missouri
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.

  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101
  • Lends in Missouri
  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities