2026 Construction Loans use AI Lenders complete for St.-Louis, Missouri

The Lendersa® portfolio of construction loan lenders in St.-Louis, MO features an eclectic mix of regional banks, national institutions, and local hard money lenders. These entities use private capital to finance your new construction projects or extensive renovations.

In St.-Louis, MO, the costs for building a 2,000 square foot home range from $181,408 for basic structures to $331,381 for more luxurious designs. The interest rates and loan terms are adjusted according to the borrower's financial health, LTV, ARV, and the specific lender you choose.

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The Remarkable Construction Loan Calculator

Lendersa® employs sophisticated AI technology to match your loan requests with a wide array of construction lenders, ensuring comprehensive fulfillment of your financing needs. Discover excellent construction rates for funding new builds, fix-and-flips, or major rehabs, applicable to both residential and commercial properties in MO.

Seeking Local Construction Lenders?

Minimizing needless inquiries can protect your credit score. Secure preapproval for your land loan effortlessly, without needing to reveal your social security number or any other sensitive financial data.

It's possible to qualify for 100% LTV financing when you provide additional property as collateral, a practice known as a blanket loan.

Utilize the Lendersa® land loan calculator to discover lenders specializing in vacant land loans across ZIP codes 63110.



St.-Louis Construction Loan Lenders

  • Lindell Bank
  • 6900 Clayton Avenue, Saint Louis, MO, 63139
  • Lends in Missouri
  • LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.

  • Bayard Business Capital and Consulting Inc.
  • 4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
  • Lends in Missouri
  • Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.

  • CNB St. Louis Bank
  • 7305 Manchester Rd, Saint Louis, MO, 63143
  • Lends in Missouri
  • We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.

  • M1 Bank
  • 112 South Hanley Road, Suite 120, Clayton, MO, 63105
  • Lends in Missouri
  • M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale.

    M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions

  • Stifel Bank
  • 8000 Maryland Avenue, Clayton, MO, 63105
  • Lends in Missouri
  • The Business Bank of St. Louis was founded in 2002 and became Stifel Bank on August 31, 2018. Based in Clayton, Missouri, Stifel Bank serves growing and middle market businesses and their owners with a full range of lending, deposit, treasury and private banking services. We have the flexibility and resources to offer our customers the banking

  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Lends in Missouri
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.

  • Midwest BankCentre
  • 2191 Lemay Ferry Road, St. Louis, MO, 63125
  • Lends in Missouri
  • We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.

  • Cass Commercial Bank
  • 12412 Powerscourt Drive, Des Peres, MO, 63131
  • Lends in Missouri
  • Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.

  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • Lends in Missouri
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t