2026 Construction Loan Lenders for Bay-St.-Louis, Mississippi

Lendersa® provides a list of construction loan options in Bay-St.-Louis, MS, featuring regional banks, national lenders, and local hard money lenders using private funds for new builds or major renovations.

For a 2,000 Sf home in Bay-St.-Louis, MS, construction costs range from $203,882 for basic builds to $371,170 for more elaborate projects. Interest rates and terms vary based on borrower financials, LTV, ARV, and the chosen lender type.

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You could qualify for 100% LTV financing by using additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to find providers of vacant land loans in zip codes 39520.



Bay-St.-Louis Construction Loan Lenders

  • First National Bank of Picayune
  • 121 East Canal Street, Picayune, MS, 39466
  • Lends in Mississippi
  • First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196

  • Gulf Coast Community Federal Credit Union
  • 12364 Highway 49, Gulfport, MS, 39503
  • Lends in Mississippi
  • At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence

  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
  • Lends in Mississippi
  • The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate