Construction Loan Lenders in Columbia, Mississippi (2026)

Lendersa® compiles a list of construction loan providers in Columbia, MS, featuring regional banks, national lenders, and local hard money lenders employing private money for ground-up builds or major renovations.

In Columbia, MS, the estimated construction cost for a 2,000 Sf home ranges from $203,618 for basic structures to $370,906 for more upscale projects. Interest rates and terms vary based on factors like borrower financials, LTV, ARV, and the chosen lender.

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The magic of the construction loan calculator

To address all your construction financing needs, Lendersa® uses AI technology to match your loan requests with hundreds of lenders quickly. Discover optimal construction rates to fund ground-up projects, fix-and-flips, or major rehabs for residential and commercial properties in MS.

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Limit unnecessary inquiries to maintain a good credit score. Preapprove for land loans without needing to provide your social security number or sensitive financial data.

Consider qualifying for 100% LTV financing by agreeing to use additional property as collateral, known as a blanket loan.

Utilize Lendersa® land loan calculator to find vacant land loan providers in zip codes 39429.



Columbia Construction Loan Lenders

  • Grand Bank
  • 204 Westover Drive, Hattiesburg, MS, 39402
  • Lends in Mississippi
  • At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.

  • Ferguson Federal Credit Union
  • 1026 E Broad Street, Monticello, MS, 39654
  • Lends in Mississippi
  • Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community

  • Bank of Brookhaven
  • 411 Brookway Blvd, Brookhaven, MS, 39601
  • Lends in Mississippi
  • At Bank of Brookhaven it's all about you!
    We specialize in courteous, efficient service that provides our customers & friends with individual attention. When you come into Bank of Brookhaven, we'll make it a point to greet you & answer any question you may have about the banking services we offer. We're the new bank with an old fashion commitment

  • Priorityone Mortgage
  • 220 Main Avenue North, Magee, MS, 39111
  • Lends in Mississippi
  • As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.

  • First National Bank of Picayune
  • 121 East Canal Street, Picayune, MS, 39466
  • Lends in Mississippi
  • First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196