Construction Loan Lenders in Jackson, Mississippi (2026)

Lendersa® provides a directory of construction loan lenders in Jackson, MS, including regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehabs.

In Jackson, MS, building a 2,000 square foot home can cost between $204,256 for basic construction and $371,544 for more elaborate work. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and the lender selected.

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Lendersa® uses advanced AI to connect your loan request with numerous construction lenders, ensuring all financing needs are met. Find excellent construction rates for new builds, fix N flips, or major rehabs across MS.

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You may qualify for 100% LTV financing by pledging additional property as security under a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders by zip codes 39272.



Jackson Construction Loan Lenders

  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • Lends in Mississippi
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.

  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Lends in Mississippi
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.

  • Mississippi Federal Credit Union
  • 2500 North State Street, Jackson, MS, 39216
  • Lends in Mississippi
  • Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.

  • BankPlus
  • 6410 Watkins Drive, Jackson, MS, 39213
  • Lends in Mississippi
  • BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.

  • First South Farm Credit
  • 574 Highland Colony Parkway, Ridgeland, MS, 39157
  • Lends in Mississippi
  • First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.

  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • Lends in Mississippi
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.

  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • Lends in Mississippi
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.

  • Priorityone Mortgage
  • 220 Main Avenue North, Magee, MS, 39111
  • Lends in Mississippi
  • As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.

  • Mutual Credit Union
  • 1604 Cherry Street, Vicksburg, MS, 39180
  • Lends in Mississippi
  • Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.