Construction loans with AI in Laurel, MS [2025 list]

In Laurel, MS, Lendersa® provides a comprehensive list of construction loan options that includes services from regional banks, national lenders, and local hard money lenders utilizing private funding. These loans are designed for both ground-up constructions and major rehabilitation projects.

Lenders in Laurel, MS estimate construction costs for a 2,000-square-foot home, ranging from $204,069 for a basic build to $371,357 for more lavish designs. The interest rate and terms of construction loans vary widely based on factors like the borrower's financial profile, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the type of lender you choose.

The magic construction loan calculator

To fully address your construction financing needs, Lendersa® utilizes advanced AI technology to match your loan inquiries with a wide range of construction lenders. Discover optimal construction rates suitable for financing new builds, fix-and-flips, or significant rehabs across various residential and commercial properties in MS.

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Keeping unnecessary credit inquiries to a minimum helps prevent adverse effects on your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any other sensitive financial information.

Depending on the conditions, you may qualify for 100% Loan-to-Value (LTV) financing, particularly if you agree to pledge additional properties as collateral in what's commonly referred to as a blanket loan.

Employ the Lendersa® land loan calculator to identify vacant land loan providers within specified zip codes, such as 39440, 39443, 39441, 39442.

(601) 764-2265 Lender's profile and map Reviews Magnolia State Bank 28 Hwy 528, Bay Springs, MS, 39422 Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
(601) 735-3124 Lender's profile and map Reviews First State Bank 708 Azalea Dr, Waynesboro, MS, 39367 First State Bank is here to serve all of your financial needs. Our mission is to be a strong independent community bank that provides excellent customer service in an employee friendly environment while striving to maintain stable growth and maximizing earnings and shareholder value.
(601) 264-1467 Lender's profile and map Reviews Grand Bank 204 Westover Drive, Hattiesburg, MS, 39402 At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
(601) 849-3311 Lender's profile and map Reviews Priorityone Mortgage 220 Main Avenue North, Magee, MS, 39111 As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
(601) 469-3663 Lender's profile and map Reviews The Bank of Forest 211 West Third Street, Forest, MS, 39074 Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
(601) 693-5141 Lender's profile and map Reviews Great Southern Bank Mississippi 218 22nd Avenue South, Meridian, MS, 39301 We see changes happening all around us. Progression is key to success, but there is something about the ability to adapt to those changes while also upholding our core values and traditions as a community bank. Constantly working to prepare for the future, we are certain that continuing to prioritize customer experience above all else is crucial.
(601) 693-1331 Lender's profile and map Reviews Citizens National Bank of Meridian 512 22nd Avenue, Meridian, MS, 39301 Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.
(601) 825-4323 Lender's profile and map Reviews Community Bank 1255 W Government St, Brandon, MS, 39042 One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.