2 Construction Loan Lenders in Philadelphia, Mississippi in 2026

In Philadelphia, MS, Lendersa® offers a list of construction loan lenders that includes regional banks, national lenders, and local hard money lenders who utilize private money for ground-up constructions or major rehabs.

In Philadelphia, MS, building a 2,000-square-foot home costs range from $203,695 for basic builds to $370,983 for more intricate designs. Rates and terms vary based on borrower financials, LTV, ARV, and chosen lender type.

Explore loan offers from 100 lenders

The magic construction loan calculator

To meet all construction financing needs, Lendersa® uses AI technology to instantly match loan requests with a vast network of lenders. Discover optimal construction rates for new builds, fix-and-flip projects, or major rehabs on both residential and commercial properties within MS.

Construction loan lenders near you?

Reduce unnecessary inquiries to protect your credit score. Preapproval for land loans is possible without providing your social security number or sensitive information.

Qualify for 100% LTV financing by pledging additional properties as security in a blanket loan.

Use the Lendersa® land loan calculator to locate providers for vacant land loans in zip codes like 39350.



Philadelphia Construction Loan Lenders

  • The Citizens Bank
  • 521 Main Street, Philadelphia, MS, 39350
  • Lends in Mississippi
  • The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability

  • The Commercial Bank
  • 175 Hopper Avenue, De Kalb, MS, 39328
  • Lends in Mississippi
  • Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.

  • The Bank of Forest
  • 211 West Third Street, Forest, MS, 39074
  • Lends in Mississippi
  • Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,

  • Great Southern Bank Mississippi
  • 218 22nd Avenue South, Meridian, MS, 39301
  • Lends in Mississippi
  • We see changes happening all around us. Progression is key to success, but there is something about the ability to adapt to those changes while also upholding our core values and traditions as a community bank. Constantly working to prepare for the future, we are certain that continuing to prioritize customer experience above all else is crucial.

  • Citizens National Bank of Meridian
  • 512 22nd Avenue, Meridian, MS, 39301
  • Lends in Mississippi
  • Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.

  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Lends in Mississippi
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.

  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • Lends in Mississippi
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst

  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • Lends in Mississippi
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.

  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • Lends in Mississippi
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.

  • First South Farm Credit
  • 574 Highland Colony Parkway, Ridgeland, MS, 39157
  • Lends in Mississippi
  • First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.