Construction Loan Lenders in Ripley, Mississippi (2026)

Lendersa® offers a comprehensive list of construction loan lenders in Ripley, MS, including regional banks, national lenders, and local hard money lenders using private funds for ground-up constructions or major rehabs.

In Ripley, MS, construction costs for a 2,000-square-foot home vary from $203,541 for basic builds to $370,829 for more elaborate designs. Rates and terms depend on factors like borrower financials, LTV, ARV, and lender selection.

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Lendersa® utilizes AI technology to efficiently meet your construction financing needs by matching your loan requests with numerous construction lenders. Discover optimal construction rates for funding new builds, fix-and-flip projects, or major rehabs in MS.

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You may qualify for 100% LTV financing by pledging additional property as security through a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 38663.



Ripley Construction Loan Lenders

  • BNA Bank
  • 133 E Bankhead St, New Albany, MS, 38652
  • Lends in Mississippi
  • Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.

  • Commerce Bank MS
  • 700 Taylor Street, Corinth, MS, 38834
  • Lends in Mississippi
  • Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.

  • Unity MS Bank
  • 650 Highway 7 South, Holly Springs, MS, 38635
  • Lends in Mississippi
  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.

  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Lends in Mississippi
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide

  • FNB Oxford Bank
  • 101 Courthouse Square, Oxford, MS, 38655
  • Lends in Mississippi
  • FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.