Construction Loan Lenders in Tupelo, Mississippi (2026)

Lendersa® lists a range of construction loan lenders in Tupelo, MS, featuring regional banks, national lenders, and local hard money lenders who utilize private funds for ground-up constructions or major renovations.

In Tupelo, MS, the estimated construction cost for a 2,000 square foot home ranges from $204,190 for basic construction to $371,478 for more complex projects. Interest rates and terms of construction loans vary according to borrower financials, LTV, ARV, and lender type.

Compare loan offers from 100 lenders

Experience the benefits of our construction loan calculator

Lendersa® uses advanced AI technology to instantly match your loan request with hundreds of construction lenders, ensuring all financing needs are sorted. Discover competitive construction rates for funding new builds, fix N flip projects, or major rehabs on residential and commercial properties throughout MS.

Are there construction loan lenders near you?

Minimize unnecessary credit inquiries to protect your credit score. Secure preapproval for land loans without submitting your social security number or other sensitive details.

If additional properties are used as collateral, you may qualify for 100% LTV financing under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 38804.



Tupelo Construction Loan Lenders

  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Lends in Mississippi
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide

  • BNA Bank
  • 133 E Bankhead St, New Albany, MS, 38652
  • Lends in Mississippi
  • Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.

  • Commerce Bank MS
  • 700 Taylor Street, Corinth, MS, 38834
  • Lends in Mississippi
  • Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.

  • FNB Oxford Bank
  • 101 Courthouse Square, Oxford, MS, 38655
  • Lends in Mississippi
  • FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.

  • Unity MS Bank
  • 650 Highway 7 South, Holly Springs, MS, 38635
  • Lends in Mississippi
  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.