Billings, Montana Construction loan lenders AI selection 2026

Lendersa® provides a directory of construction loan lenders in Billings, MT, featuring regional banks, national lending bodies, and local hard money lenders who use private capital for your new builds or major renovations.

For a 2,000 square foot home in Billings, MT, lenders estimate construction costs from $239,168 for basic constructions to $432,913 for more upscale projects. The interest rates and construction loan terms differ based on the borrower's financial circumstances, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the specific lender chosen.

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Utilizing AI technology, Lendersa® ensures all your construction financing needs are met by quickly aligning your loan request with numerous construction lenders. You can explore optimal construction rates for funding new builds, fix-and-flip ventures, or major renovations on residential and commercial properties in MT.

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Reducing unnecessary inquiries helps maintain your credit score. Obtain preapproval for your land loan without needing to disclose your social security number or any sensitive financial details.

If you agree to offer additional property as collateral (blanket loan), you might qualify for 100% LTV (Loan to Value) financing.

Leverage the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 59106.



Billings Construction Loan Lenders

  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • Lends in Montana
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.

  • Yellowstone Bank
  • 12 1st Avenue, Laurel, MT, 59044
  • Lends in Montana
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.

  • Yellowstone Bank.
  • 3010 3rd Avenue North, Billings, MT, 59101
  • Lends in Montana
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace.

    Yellowstone Bank was founded by B. M. Harris in 1907

  • Western Security Bank
  • 2812 1st Avenue North, Billings, MT, 59101
  • Lends in Montana
  • Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area.

    Western Security Bank, A Division of Glacier Bank,

  • Guardian Mortgage
  • 705 5th St W, Billings, MT, 59101
  • Lends in Montana
  • Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.

  • Bank of Bridger
  • 101 South Main, Bridger, MT, 59014
  • Lends in Montana
  • Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.

  • Citizens Bank & Trust Company
  • 32 Central Avenue North, Harlowton, MT, 59036
  • Lends in Montana
  • The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.

  • Sky Federal Credit Union
  • 111 North B Street, Livingston, MT, 59047
  • Lends in Montana
  • Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula