Missoula, Montana Construction loan lenders AI selection 2026

Lendersa® offers a directory of construction loan lenders in Missoula, MT, featuring regional banks, national loan providers, and local hard money lenders who utilize private funds for ground-up construction projects or significant rehab efforts.

In Missoula, MT, lenders assess the cost to construct a 2,000 square foot home, estimating between $239,157 for basic builds to $432,902 for more sophisticated designs. Interest rates and loan terms for construction loans vary depending on factors such as the borrower's financial background, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

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With Lendersa®'s AI technology, all your construction financing requirements can be satisfied by matching your loan inquiry with many construction lenders. Discover competitive construction rates for funding new builds, fix-and-flip ventures, or extensive rehabs on both residential and commercial properties within MT.

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Limiting unnecessary inquiries is key to maintaining your credit score. Obtain preapproval for your land loan without requiring your social security number or sensitive financial details.

You might qualify for 100% LTV (Loan to Value) financing if you consent to use additional property as security (blanket loan).

Make use of the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 59808.



Missoula Construction Loan Lenders

  • Clearwater Federal Credit Union
  • 2237 34th St, Missoula, MT, 59801
  • Lends in Montana
  • While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities

  • Galipeau Mortgage LLC
  • 945 Wyoming Street, Apt 217, Missoula, MT, 59801
  • Lends in Montana
  • Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!

  • Bryon Smith Mortgage llc
  • 1014 South Ave W C, Missoula, MT, 59801
  • Lends in Montana
  • For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.

  • First Montana Bank
  • 201 N. Higgins Ave, Missoula, MT, 59802
  • Lends in Montana
  • Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.

  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802
  • Lends in Montana
  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.

  • TRAILWEST BANK
  • 11300 US Highway 93 S, Lolo, MT, 59847
  • Lends in Montana
  • TrailWest Bank is an FDIC insured, locally-owned, independent bank serving western Montana. For over three decades, we have provided the people and businesses of the Ravalli, Missoula, Mineral, and Flathead Counties with a wide range of secure and dependable financial services—all with a commitment to personal service.

  • Valley Bank of Ronan
  • 63659 US Hwy 93 S, Ronan, MT, 59864
  • Lends in Montana
  • The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.

  • Farmers State Bank
  • 103 Main St, Victor, MT, 59875
  • Lends in Montana
  • Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.

  • Eagle Bank - MT
  • 80 Heritage Lane, Polson, MT, 59860
  • Lends in Montana
  • Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.

  • Ravalli County Federal Credit Union.
  • 501 N 1st Street, Hamilton, MT, 59840
  • Lends in Montana
  • Ravalli County FCU was known as Ravalli County Federal Employees Credit Union Association. It was a state chartered credit union with membership restricted to employees of the Rocky Mountain Lab and the Forest Service. Over the years additional groups were allowed to join the credit union