2026 Construction Loans use AI Lenders complete for Shelby, Montana

The Lendersa® list of construction loan lenders in Shelby, MT comprises regional banks, national lenders, and local hard money lenders who leverage private capital for ground-up construction projects or significant rehabs.

In Shelby, MT, lenders determine the construction costs for a 2,000 square foot home, with prices ranging from $238,750 for basic builds to $432,495 for more sophisticated designs. The interest rates and terms of construction loans are subject to change based on the borrower's financial condition, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the chosen lender type.

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Lendersa®'s AI technology efficiently meets all of your construction financing needs by promptly matching your loan request with numerous construction lenders. You now have the chance to access leading construction rates for funding new builds, fix-and-flip projects, or major rehabs on residential and commercial properties throughout MT.

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To protect your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without disclosing your social security number or any sensitive financial details.

You may qualify for 100% LTV (Loan to Value) financing if you agree to offer additional properties as collateral in a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders available in zip codes 59474.



Shelby Construction Loan Lenders

  • Belt Valley Bank
  • 111 Castner Street, Belt, MT, 59412
  • Lends in Montana
  • Belt Valley Bank is a locally owned, full service, independent bank serving Central Montana since 1936. We offer a range of deposit and loan products with customer service second to none. Our goal is to be your financial partner. Our directors, officers, and staff strive to stay involved with community events and enjoy the opportunity.

  • Three Rivers Bank of Montana
  • 233 East Idaho, Kalispell, MT, 59901
  • Lends in Montana
  • Three Rivers Bank of Montana is a place where you can still get to know your banker, get personalized attention and quick answers because we are independently owned and locally operated. We are a vital contributor of time, talent, and resources to the community we serve. We are dedicated to enhancing our shareholders value.

  • Whitefish Credit Union - Columbia Falls Branch
  • 1845 Highway 93 South, Columbia Falls, MT, 59901
  • Lends in Montana
  • Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.

  • Glacier Bank
  • 202 Main St, Kalispell, MT, 59901
  • Lends in Montana
  • Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County.

    We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts

  • Freedom Bank MT
  • 530 9th St. West, Columbia Falls, MT, 59912
  • Lends in Montana
  • Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.

  • Eagle Bank - MT
  • 80 Heritage Lane, Polson, MT, 59860
  • Lends in Montana
  • Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.

  • Valley Bank of Ronan
  • 63659 US Hwy 93 S, Ronan, MT, 59864
  • Lends in Montana
  • The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.

  • Bank of The Rockies
  • 205 West Main Street, White Sulphur Springs, MT, 59645
  • Lends in Montana
  • We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.

  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • Lends in Montana
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.

  • Valley Bank of Helena
  • 3030 North Montana Ave., Helena, MT, 59601
  • Lends in Montana
  • Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day.

    We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.