Construction Loan Lenders in China-Grove, North Carolina (2026)

The Lendersa® list of construction loan lenders in China-Grove, NC features regional banks, nationwide lenders, and local hard money lenders using private funds for ground-up construction or major rehabs.

In China-Grove, NC, lenders estimate construction costs for a 2,000 square foot home from $239,099 for basic builds to $434,383 for more upscale versions. Interest rates and loan terms vary based on the borrower's financials, Loan-to-Value (LTV), After-Repair Value (ARV), and the chosen lender.

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Qualified borrowers might access 100% LTV (Loan-to-Value) financing by pledging additional property as collateral, using a blanket loan agreement.

Explore the Lendersa® land loan calculator to find vacant land loan options in zip codes 28023.



China-Grove Construction Loan Lenders

  • Home Realty and Mortgage
  • 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
  • Lends in North Carolina
  • Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.

  • Metrolina Capital
  • 108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
  • Lends in North Carolina
  • Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.

  • On Point Home Loans, Inc.
  • 1200 The Plaza, Suite G2, Charlotte, NC, 28205
  • Lends in North Carolina
  • "On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures.
    After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"

  • Carolina Farm Credit
  • 146 Victory Lane, Statesville, NC, 28625
  • Lends in North Carolina
  • Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs

  • Uwharrie Bank
  • 132 N 1st St, Albemarle, NC, 28001
  • Lends in North Carolina
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better

  • PrimeLine Capital Inc
  • 128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
  • Lends in North Carolina
  • Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.

  • Pantheon Capital Advisors
  • 525 N Tryon St, Charlotte, NC, 28202
  • Lends in North Carolina
  • Pantheon was created in 2012 based on an identified need and opportunity to unite investors wanting a higher rate of return on secured investments with proven, successful entrepreneurs who needed capital to fund their real estate and business expansion projects. Pantheon is a boutique firm that is all about relationships.

  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • Lends in North Carolina
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members!

    What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.

  • Uwharrie Bank
  • 141 Providence Rd, Charlotte, NC, 28207
  • Lends in North Carolina
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better