385 Construction Loan Lenders with AI in Elkin, North Carolina 2025

Lendersa® offers a comprehensive directory of construction loan lenders in Elkin, NC, featuring a variety of options such as regional banks, national lending institutions, and local hard money lenders. These financial entities utilize private funding to support your projects, whether you’re embarking on a ground-up construction or a substantial renovation.

When assessing construction costs in Elkin, NC, lenders provide estimates for a 2,000 square-foot home, starting at $239,704 for basic constructions and reaching up to $434,988 for more sophisticated designs. The interest rates and terms of your construction loan can vary considerably, depending on several key factors including the borrower's financial profile, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the selected lender type. Understanding these variations is crucial for acquiring a suitable loan.

Compare loan offers from a pool of 100 lenders to identify which option best suits your financial needs and project goals.

Exploring the Innovations of the Magic Construction Loan Calculator

All your construction financing needs can be effectively met using Lendersa®'s AI technology. This advanced solution instantly connects your loan application with hundreds of construction lenders, enabling you to discover optimal construction rates to finance new builds, fix-and-flip projects, or major renovations for both residential and commercial properties across NC.

Need Construction Loan Lenders Near You?

To help maintain your credit score, avoid unnecessary credit inquiries. Secure preapproval for your land loan without submitting your social security number or any sensitive financial information, ensuring your privacy is maintained throughout the process.

If you're able to pledge additional properties as collateral, you might qualify for 100% LTV (Loan to Value) financing through a blanket loan strategy, providing a robust solution to your financing needs.

Utilize the Lendersa® land loan calculator to efficiently find lenders offering vacant land loans in zip codes 28621, streamlining your search for the right financing opportunities for land acquisitions.



  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.
  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
  • Integrity Home Mortgage Corp.
  • 122 Pilot Circle, Winchester, VA, 22602
  • IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.
  • Eastern Mortgage Company, Inc.
  • 7601 Emerald Drive, Emerald Isle, NC, 28594
  • Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting
  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Devlin Development Worldwide: Financing Your Property Investment Dreams Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M. Contact us today to help close on your investment property.
  • United Premier Funding LLC
  • 2645 N Berkeley Lake Road, Building F, Suite 138 & 139, Duluth, GA, 30096
  • United Premier Funding founded 2011 and also a Residential Mortgage Broker serving in the state of Virginia aims to maintain an effective and professional attitude to serve our customers. Our mission and entire team has always been committed to providing customers with quality service to assist.
  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.
  • First Capital Bank SC
  • 304 Meeting Street, 1st Floor, Charleston, SC, 29401
  • First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service