386 Construction Loan Lenders with AI in Elroy, North Carolina 2025

Lendersa® presents a comprehensive list of construction loan lenders in Elroy, NC, featuring regional banks, national lenders, and local hard money lenders leveraging private funds for ground-up construction or major rehab projects. These lenders offer various financing solutions, tailored to meet the diverse needs of your construction plans, whether building anew or refurbishing extensively.

In Elroy, NC, lenders estimate construction costs for a 2,000 square foot home, ranging from $238,879 for basic structures to $434,163 for more elaborate constructions. Interest rates and loan terms vary depending on the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected. This ensures that each loan is adapted to the specific financial conditions and project requirements of the borrower.

Compare loan offers from 100 lenders

The Magic Construction Loan Calculator

Lendersa® uses AI technology to ensure your construction financing needs are fully addressed by instantly matching your loan request with a broad network of lenders. Discover top construction rates for funding new builds, fix and flips, or major rehabs on residential and commercial properties across NC. This streamlined service ensures efficient access to suitable financing solutions.

Finding Construction Loan Lenders Near You

Keep your credit score intact by avoiding unnecessary inquiries. Obtain preapproval for land loans without the need to disclose your social security number or sensitive financial information, guaranteeing your privacy.

Eligible borrowers might qualify for 100% LTV (Loan-to-Value) financing by offering additional property as collateral, known as a blanket loan, which provides increased flexibility and funding opportunities.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 27534, making it easier to secure the best financing for your project requirements.



  • Uwharrie Bank
  • 132 N 1st St, Albemarle, NC, 28001
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.
  • Truliant Federal Credit Union
  • 893 North Liberty Street, Suite A, Winston Salem, NC, 27101
  • Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.
  • Piedmont Federal Savings Bank
  • 201 South Stratford Road, Winston Salem, NC, 27103
  • At Piedmont Federal, our Purpose is simple- We Open Doors for You. We open doors for you to purchase a new home and to build savings; we open doors for your business to obtain the financing and banking services it needs; we open doors for our communities to be better places to live. and Our Values form the foundation of this Purpose: Being Authenti
  • Home Realty and Mortgage
  • 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
  • Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
  • Whitley Mortgage Associates, Inc.
  • 121 East Phifer Street, Monroe, NC, 28110
  • Whitley Mortgage is an independent mortgage lender licensed in North and South Carolina. We are family owned and locally operated since 1984. We partner with many banks and lenders across the country. This allows us to shop the lowest rate for you. We want to help with your mortgage – whether it’s a new home, vacation home.
  • American Bank of the Carolinas Monroe
  • 312 N Charlotte Ave, Monroe, NC, 28112
  • In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod
  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
  • R&V Funding LLC
  • 4524 Sedgewood Ln, Harrisburg, NC, 28075
  • At R&V Funding LLC, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs