Kinston, North Carolina Construction loan lenders AI selection 2025

Lendersa® provides a comprehensive list of construction loan lenders in Kinston, NC, including regional and national banks, as well as local hard money lenders using private funds for ground-up builds or major renovations.

In Kinston, NC, lenders estimate the cost for constructing a 2,000 square foot home, ranging from $240,716 for basic structures to $436,000 for more elaborate projects. Interest rates and loan terms can fluctuate based on the borrower's financial health, LTV, ARV, and chosen lender type.

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Explore the incredible construction loan calculator

To cover all your financing needs for construction, Lendersa® uses AI to quickly align your loan request with numerous lenders. Find optimal construction rates to back new builds, flips, or substantial rehabs on both residential and commercial properties in NC.

Seeking construction loan providers locally?

Avoid excessive credit checks to keep your score intact. Get preapproved for a land loan without revealing your social security number or sensitive information.

Qualify for up to 100% LTV financing by offering another property as collateral (blanket loan).

Utilize the Lendersa® land loan calculator to spot vacant land lenders in zip codes 28501, 28504, 28502, 28503.



  • Titanium Mortgage
  • 5353 West Alabama, Suite 695, Houston, TX, 77056
  • "We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients. We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
  • Matador Lending
  • 3033 Chimney Rock, Suite 605, Houston, TX, 77056
  • The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.
  • Certified Funding
  • 17304 Preston Road, Suite 620, Dallas, TX, 75252
  • Certified Funding, L.P. is a pioneer in second lien lending. Since 1985 we have provided purchase money second liens, equity liens and home improvement loans for Mortgage Brokers and Mortgage Bankers. As an independently owned and operated business, we are constantly striving to provide innovative programs and competitive products.
  • IKON Mortgage, Inc
  • 17330 Preston Road, Suite 200D, Dallas, TX, 75252
  • IKON Mortgage is founded with passion and the heart of serving. We strive to keep the mortgage experience simple, efficient, and enjoyable for our clients. IKON Mortgage is here to serve you whether you are looking for the best rates in town with a quick and easy closing, or searching for a trustworthy and experienced mortgage loan officer to guide
  • PrimeLending, A PlainsCapital Company
  • 18111 Preston Road #900, Dallas, TX, 75252
  • PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals.
  • FirstBank of Nebraska
  • 201 E. 5th Street, Wahoo, NE, 68066
  • FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.
  • Benchmark Bank
  • 5700 Legacy Drive, Suite 10, Plano, TX, 75024
  • Established in 1964 in a small East Texas town, Quinlan State Bank was the long-time dream of retired oil man Bruce Clardy. Clardy served as Chairman of the Board of Quinlan State Bank, located near his ranch about 45 miles east of Dallas, until his grandson and current Chairman Michael A. Barnett took over in 1983.
  • The Mortgage Nerd
  • 5550 Granite Parkway, Suite 200, Plano, TX, 75024
  • Denise Donoghue, known as "The Mortgage Nerd, " is one of Dallas’ top 3% producing mortgage professionals voted by D-Magazine. Her unique financial approach has to do in part of her upbringing and her finance background. As an early teen, Denise began working to help put food on the table and keep the mortgage paid for her family.
  • The Loan Designer
  • 5601 Granite Parkway, Suite 550, Plano, TX, 75024
  • Whether you’re interested in ReFinancing a mortgage, doing some remodel work, or you just got back from overseas and want a VA loan to start building your home, we’ll help you do it.Patty Newby and her team want to help you get the home you’ve always wanted, just like they’ve been doing since 2004.
  • Affirm Home Loans
  • 5052 Tennyson Pkwy, Suite 200, Plano, TX, 75024
  • Affirm Home Loans,our mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available
  • Members Direct Home Loans
  • 5830 Granite Pkwy, Suite 213, Plano, TX, 75024
  • At Members Direct Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.