2026 Construction Loans in Emerald-Isle, North Carolina

Lendersa® provides access to a diverse list of construction loan lenders in Emerald-Isle, NC, including regional banks, national lenders, and local hard money lenders. These financiers use private money to support your ground-up construction or major rehab projects, offering essential financial resources tailored to your needs.

For constructing a 2,000 square foot home in Emerald-Isle, NC, lenders estimate costs from $238,670 for basic builds to $433,954 for more luxurious options. Interest rates and terms vary based on borrowers' financial profiles, Loan-to-Value (LTV), After-Repair Value (ARV), and the type of lender chosen.

The essential construction loan calculator

Lendersa® uses AI technology to meet all construction financing needs by matching your request with numerous lenders. Discover top construction rates to fund new builds, flips, or major rehabs on residential or commercial properties in NC.

Seeking construction loan lenders nearby?

Minimize unnecessary inquiries to help maintain your credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Agreeing to use extra property as collateral, known as a blanket loan, may qualify you for 100% LTV financing.

Utilize Lendersa® land loan calculator to find vacant land loan providers across zip codes 28594.

Emerald-Isle Construction Loan Lenders
(252) 354-4700 Lender's profile and map Eastern Mortgage Company, Inc. 7601 Emerald Drive, Emerald Isle, NC, 28594 Lends in North Carolina Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting
(910) 577-7333 Lender's profile and map Marine Federal Credit Union 4180 Western Boulevard, Jacksonville, NC, 28546 Lends in North Carolina It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
(910) 270-4663 Lender's profile and map Azalea Coast Mortgage 7741 Market Street, Suite E, Wilmington, NC, 28411 Lends in North Carolina At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
(252) 523-5800 Lender's profile and map SMC home finance 717 Rosanne Drive, Suite One, Kinston, NC, 28504 Lends in North Carolina SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
(910) 232-0253 Lender's profile and map Alan Efting 6752 Rock Spring Rd, Wilmington, NC, 28405 Lends in North Carolina At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(910) 256-8999 Lender's profile and map Alpha Mortgage Corporation 1320 Airlie Rd, Wilmington, NC, 28403 Lends in North Carolina Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
(910) 264-2446 Lender's profile and map Gateway Funding, Inc. 338 Shipyard Blvd, Wilmington, NC, 28412 Lends in North Carolina Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
(888) 993-7664 Lender's profile and map First South Bank 1311 Carolina Avenue, Washington, NC, 27889 Lends in North Carolina Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
(919) 734-8224 Lender's profile and map NC Community Credit Union 2401 E Ash St, Goldsboro, NC, 27534 Lends in North Carolina NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!