2026 Construction Loan Lenders for Gastonia, North Carolina

The Lendersa® directory of construction loan providers in Gastonia, NC features a broad selection of lenders, including regional banks, national institutions, and local hard money lenders who leverage private funds for comprehensive construction and extensive renovation projects.

For a 2,000 square foot home in Gastonia, NC, construction costs are estimated by lenders to range from $241,090 for basic designs to $436,374 for more luxurious builds. Interest rates and loan terms for construction financing are subject to variation based on factors like the borrower's financial profile, LTV, ARV, and the type of lender selected.

View and contrast loan offerings from 100 different lenders

The remarkable construction loan calculator

To fulfill all your construction financing requirements, Lendersa® employs advanced AI technology that seamlessly connects your loan request with hundreds of potential construction lenders. You can easily find the most favorable construction financing rates to support ground-up construction, fix and flip projects, or significant rehabs for residential and commercial properties in NC.

Seeking construction loan lenders nearby?

To protect your credit score from being affected by numerous inquiries, secure preapproval for your land loan without needing to submit your social security number or other sensitive financial data.

You might become eligible for 100% Loan to Value (LTV) financing if you agree to use additional properties as collateral through a blanket loan.

Leverage the Lendersa® land loan calculator to discover lenders specializing in vacant land loans within the zip codes 28054.



Gastonia Construction Loan Lenders

  • Alliance Bank & Trust Company
  • 292 W Main Ave, Gastonia, NC, 28052
  • Lends in North Carolina
  • Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products

  • Belmont Savings Bank (Belmont, NC)
  • 210 Park Street, Belmont, NC, 28012
  • Lends in North Carolina
  • At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.

  • Blue Flame Credit Union
  • 4301 Yancey Road, Charlotte, NC, 28217
  • Lends in North Carolina
  • Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.

  • Mullinix Mortgage Group
  • 2108 South Blvd, Suite 214, Charlotte, NC, 28203
  • Lends in North Carolina
  • Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry.

    Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry

  • Eagle Financial Services Inc
  • 2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
  • Lends in North Carolina
  • At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs

  • DHL Mortgage
  • 529 W Summit Ave, Suite 2A, Charlotte, NC, 28203
  • Lends in North Carolina
  • At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • PrimeLine Capital Inc
  • 128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
  • Lends in North Carolina
  • Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.

  • Pantheon Capital Advisors
  • 525 N Tryon St, Charlotte, NC, 28202
  • Lends in North Carolina
  • Pantheon was created in 2012 based on an identified need and opportunity to unite investors wanting a higher rate of return on secured investments with proven, successful entrepreneurs who needed capital to fund their real estate and business expansion projects. Pantheon is a boutique firm that is all about relationships.

  • TruLoan Mortgage
  • 1515 Mockingbird Lane, Suite 880, Charlotte, NC, 28209
  • Lends in North Carolina
  • We founded TruLoan Mortgage to create a lending experience that everyone involved will love. With a fundamental belief that the American Dream includes home ownership and that home financing can be as positive and enjoyable an experience as choosing your dream home, we formed TruLoan Mortgage.