385 Construction Loan Lenders with AI in Granite-Falls, North Carolina 2025

Lendersa® provides a list of construction loan lenders in Granite-Falls, NC, featuring regional banks, national lenders, and local hard money lenders. These lenders use private money for ground-up constructions and major rehabs.

Construction costs for a 2,000 Sq. Ft home in Granite-Falls, NC, range from $239,308 for basic builds to $434,592 for more upscale projects. Interest rates and terms depend on borrower's financials, Loan-to-Value (LTV), After Repair Value (ARV), and lender selection.

Compare loan offers from 100 lenders

The construction loan calculator

Lendersa® uses AI to match your loan requests with many construction lenders, ensuring all your financing needs are met. Discover optimal construction rates for funding ground-up projects, fix-and-flip, or major rehabs in NC.

Locating nearby construction lenders?

Minimize unnecessary inquiries to protect your credit score. Preapproval for land loans is available without revealing your social security number or sensitive financial details.

Pledging additional property might qualify you for 100% LTV financing under a blanket loan agreement.

Employ the Lendersa® land loan calculator to discover lenders offering vacant land loans in these zip codes: 28630.



  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
  • Fidelity Bank NC
  • 1304 North Main Street, Fuquay Varina, NC, 27526
  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina. For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.
  • Cape Fear Farm Credit
  • 333 E Russell Street, Fayetteville, NC, 28304
  • Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.
  • G & M Services Unlimited
  • 206 New Edition Court, Cary, NC, 27511
  • G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.
  • Lumbee Guaranty Bank
  • 403 E 3RD St, Pembroke, NC, 28372
  • Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million
  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.
  • Fonville Morisey
  • 3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
  • Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.
  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt
  • State Employees’ Credit Union
  • 1000 Wade Ave, Raleigh, NC, 27605
  • A not-for-profit financial cooperative owned by its members, State Employees'​ Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.
  • Certified Home Loans
  • 805 Spring Forest Road, Raleigh, NC, 27609
  • Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
  • The Arkell Barnes Mortgage Team
  • 900 Ridgefield Drive, Raleigh, NC, 27609
  • We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.
  • Coastal Credit Union
  • 1000 St Albans Dr, Raleigh, NC, 27609
  • Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.