16 Construction Loan Lenders in Holly-Springs, North Carolina in 2026

The Lendersa® list of construction loan lenders located in Holly-Springs, NC features a variety of financial entities, including regional banks, national lenders, and local hard money lenders. These institutions utilize private capital to support ground-up construction projects or extensive renovations.

For a 2,000 square foot home in Holly-Springs, NC, lenders estimate construction costs, which fall between $240,870 for basic builds and $436,154 for more elaborate designs. Interest rates and loan terms vary significantly depending on the financials of the borrower, the Loan-To-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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If you can pledge additional property as security through a blanket loan, you might be eligible for 100% LTV (Loan to Value) financing.

Use the Lendersa® land loan calculator to discover vacant land loan lenders in the zip codes 27539.



Holly-Springs Construction Loan Lenders

  • G & M Services Unlimited
  • 206 New Edition Court, Cary, NC, 27511
  • Lends in North Carolina
  • G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.

  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Lends in North Carolina
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt

  • Fidelity Bank NC
  • 1304 North Main Street, Fuquay Varina, NC, 27526
  • Lends in North Carolina
  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina.

    For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.

  • State Employees’ Credit Union
  • 1000 Wade Ave, Raleigh, NC, 27605
  • Lends in North Carolina
  • A not-for-profit financial cooperative owned by its members, State Employees'​ Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.

  • Fonville Morisey
  • 3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
  • Lends in North Carolina
  • Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.

  • Certified Home Loans
  • 805 Spring Forest Road, Raleigh, NC, 27609
  • Lends in North Carolina
  • Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.

  • The Arkell Barnes Mortgage Team
  • 900 Ridgefield Drive, Raleigh, NC, 27609
  • Lends in North Carolina
  • We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.

  • Coastal Credit Union
  • 1000 St Albans Dr, Raleigh, NC, 27609
  • Lends in North Carolina
  • Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.

  • First Citizens Bank
  • 4300 Six Forks Road, Raleigh, NC, 27609
  • Lends in North Carolina
  • First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.

  • Classic Carolina Realty
  • 5842 Fayetteville Road, Suite 113, Durham, NC, 27713
  • Lends in North Carolina
  • Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.