385 Construction Loan Lenders with AI in King, North Carolina 2025

For those exploring construction loan options in King, NC, Lendersa® offers a comprehensive list of lenders. This selection includes regional banks, national lenders, and local hard money lenders who provide funding for ground-up construction projects or major renovations using private funds.

In the area of King, NC, construction costs for a 2,000 square foot home typically range from $239,759 for basic construction projects to $435,043 for more elaborate constructions. The interest rates and terms associated with construction loans differ based on the financial details of the borrower, such as their Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the type of lender chosen. These variables are crucial in tailoring a loan package that meets individual needs.

Compare and evaluate loan offers from more than 100 lenders to find suitable options that align with your financial strategy and project requirements.

An Innovative Approach: The Magic Construction Loan Calculator

To effectively manage all your construction financing requirements, Lendersa® leverages advanced AI technology. This technology immediately matches your loan request with hundreds of construction lenders, ensuring that you find optimal financing solutions. Discover competitive construction rates to secure funding for ground-up constructions, fix-and-flip projects, or substantial rehabs on both residential and commercial properties in NC.

Seeking Construction Loan Lenders Close to You?

Prevent unnecessary credit inquiries to protect your credit score. Easily obtain preapproval for a land loan without needing to disclose your social security number or sensitive financial information, ensuring your privacy remains intact during the process.

By choosing to pledge additional property as security, you have the opportunity to qualify for 100% LTV (Loan to Value) financing under a blanket loan arrangement. This option can be advantageous for those seeking comprehensive financing solutions.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders available in zip codes 27021. This tool aids in simplifying your search for appropriate loan options for land acquisition.



  • Classic Carolina Realty
  • 5842 Fayetteville Road, Suite 113, Durham, NC, 27713
  • Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.
  • TruLoan Mortgage
  • 1515 Mockingbird Lane, Suite 880, Charlotte, NC, 28209
  • We founded TruLoan Mortgage to create a lending experience that everyone involved will love. With a fundamental belief that the American Dream includes home ownership and that home financing can be as positive and enjoyable an experience as choosing your dream home, we formed TruLoan Mortgage.
  • Blue Flame Credit Union
  • 4301 Yancey Road, Charlotte, NC, 28217
  • Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
  • Belmont Savings Bank (Belmont, NC)
  • 210 Park Street, Belmont, NC, 28012
  • At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
  • National Lending Pro
  • 301 E John Street #1972, Matthews, NC, 28105
  • We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender. Get your Project Pre-Approved today and find out what sets National Lendin
  • Morganton Savings Bank, S.S.B.
  • 100 South King Street, Morganton, NC, 28655
  • Morganton Savings Bank S.S.B. is Burke County’s only local financial institution, serving our neighbors and friends continuously since 1903.In 2001, we completed an adaptive historical renovation of “The Cedars”, the home of Col. Samuel McDowell Tate and relocated our offices in this landmark building. We are located at the intersection of West Uni
  • Whitley Mortgage Associates, Inc.
  • 121 East Phifer Street, Monroe, NC, 28110
  • Whitley Mortgage is an independent mortgage lender licensed in North and South Carolina. We are family owned and locally operated since 1984. We partner with many banks and lenders across the country. This allows us to shop the lowest rate for you. We want to help with your mortgage – whether it’s a new home, vacation home.
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
  • East Coast Mortgage Lending
  • 10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
  • East Coast Mortgage Lending is a full-service mortgage company located in Charlotte, NC. We provide Purchase, Refinance, Debt Consolidation, Commercial and Construction Loans in North Carolina and South Carolina. Since we started this company in 2005 we have had the privilege of helping thousands of families
  • Alliance Bank & Trust Company
  • 292 W Main Ave, Gastonia, NC, 28052
  • Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
  • G & M Services Unlimited
  • 206 New Edition Court, Cary, NC, 27511
  • G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.