386 Construction Loan Lenders with AI in Kings-Mountain, North Carolina 2025

The Lendersa® directory offers an extensive selection of construction loan lenders available in Kings-Mountain, NC, including a variety of regional banks, national lenders, and local hard money lenders who utilize private financing. These lenders support ground-up construction projects and major rehab efforts, ensuring a comprehensive range of financial solutions tailored to fit various construction needs and complexities.

In Kings-Mountain, NC, lenders estimate the cost for constructing a 2,000 square foot home, with prices ranging from $240,100 for basic builds to $435,384 for more elaborate designs. Interest rates and loan terms for these construction projects vary significantly based on factors such as the borrower's financial health, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the particular type of lender selected. This variance ensures that financing options are flexible and aligned with the unique requirements of diverse borrowers and projects.

Explore and compare loan offers from a robust selection of 100 lenders

Unlock the Potential of the Magic Construction Loan Calculator

To thoroughly cater to your construction financing demands, Lendersa® employs cutting-edge AI technology to swiftly match your loan requests with a multitude of construction lenders. This sophisticated system allows you to uncover optimal construction rates for funding a variety of projects, including ground-up builds, fix-and-flip initiatives, or substantial rehabs on residential and commercial properties located throughout NC. This intelligent matching process facilitates access to top-tier financial options tailored specifically to your project's detailed requirements, streamlining the pathway to finance acquisition.

Seeking Construction Loan Lenders Nearby?

Avoiding unnecessary credit inquiries is crucial for maintaining a favorable credit score. Fortunately, you can secure preapproval for your land loan without needing to submit your social security number or other sensitive financial details, guaranteeing a secure and efficient application process.

Moreover, you could qualify for 100% LTV (Loan to Value) financing by leveraging additional property as collateral, commonly known as a blanket loan. This collateral strategy can significantly enhance your borrowing potential by utilizing existing property assets to support your credit application.

Take advantage of the Lendersa® land loan calculator to identify lenders catering to vacant land loan needs in the specified zip codes 28086, ensuring that your access to vital financial resources is both convenient and precisely matched to your geographic and project-specific demands.



  • Coastal Bank & Trust
  • 2414 N Marine Blvd, Jacksonville, NC, 28546
  • Founded in April of 2009, Coastal Bank & Trust is the only full service community bank headquartered in Jacksonville/Onslow County, North Carolina. The Bank offers financial products and services primarily focused on the retail customer and small to medium-size businesses in Onslow and Carteret counties, as well as surrounding areas.
  • Marine Federal Credit Union
  • 4180 Western Boulevard, Jacksonville, NC, 28546
  • It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
  • Eastern Mortgage Company, Inc.
  • 7601 Emerald Drive, Emerald Isle, NC, 28594
  • Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting
  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.
  • Pendleton Community Bank
  • 128 North Main Street, Franklin, WV, 26807
  • PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.
  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
  • Envoy Mortgage, LTD
  • 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
  • A Mortgage Boutique is a division of First Community
  • 1111 N Maple St., Murfreesboro, TN, 37130
  • Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.