2025 Construction Loans use AI Lenders complete for Mount-Holly, North Carolina

The Lendersa® directory offers an extensive selection of construction loan lenders in Mount-Holly, NC, encompassing regional banks, national lenders, and local hard money lenders. These lenders employ private money to support your ground-up construction or significant rehab projects, providing diverse financial solutions to meet various needs.

In Mount-Holly, NC, lenders calculate the construction cost for a 2,000-square-foot home, ranging from $240,364 for basic construction to $435,648 for more elaborate constructions. Interest rates and construction loan terms vary significantly, influenced by a multitude of factors such as borrowers' financial profiles, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected. This ensures that borrowers can find tailored financial options suitable for different project scales and complexities.

Review and compare loan offers from 100 diverse lenders

Discover the Magic of Our Construction Loan Calculator

Utilizing cutting-edge AI technology, Lendersa® efficiently matches your loan requests with hundreds of construction lenders, ensuring all your financing needs are sufficiently met. This comprehensive system allows you to uncover optimal construction rates for funding endeavors, such as ground-up developments, fix-and-flip strategies, or major rehabilitations across both residential and commercial properties throughout NC. The result is a streamlined process, leading to more accessible financing tailored to your construction projects.

Finding Construction Loan Lenders Near You

Preserve your credit score by avoiding unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial details, ensuring a secure and efficient application process.

Additionally, you may qualify for 100% LTV (Loan to Value) financing by pledging additional property as security—this is commonly referred to as a blanket loan. This strategy enhances your borrowing potential by leveraging existing assets.

Utilize the Lendersa® land loan calculator to effectively identify lenders for vacant land loans in the specified zip codes 28120, 28012, 28236, ensuring you have access to excellent financial resources suited to your geographical and project-specific needs.



  • Helms Mortgage
  • 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
  • At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.
  • ALFIE
  • 19 Arlington Street, Asheville, NC, 28801
  • ALFIE is a real estate collateral-based lender specializing in creative solutions for individuals looking to purchase or refinance a variety of real estate investments. At ALFIE, we recognize that traditional financing isn't always an option or may not be the right fit for your needs.
  • HomeTrust Bank
  • 10 Woodfin Street, Asheville, NC, 28801
  • HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support. We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.
  • Business Development Corporation
  • 111 Executive Center Drive, Suite 225, Columbia, SC, 29210
  • Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.
  • Carter Finance & Thrift Corporation
  • 140 Pioneer Village, Mountain City, TN, 37683
  • Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.
  • Dedicated Community Bank
  • 202 Cashua Street, Darlington, SC, 29540
  • Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.
  • U.S. Funding Solutions, Inc.
  • 119 Foxden Rd, Suite 100, Mars Hill, NC, 28754
  • USFScorp Commercial Bridge Loans. Bridge Loans for Commercial, Business, Short Term Real Estate Bridge Loans, Construction Bridge Loans, Bad Credit Bridge Loans. Contact Us Today for Info Or To Apply For Bridge Loans US A commercial bridge loan can provide many benefits such as providing the flexibility to take advantage of opportunities right
  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.