5 Construction Loan Lenders in Pinehurst, North Carolina in 2026

The Lendersa® compilation of construction loan lenders located in Pinehurst, NC includes a diverse array of financial institutions such as regional banks, national lenders, and local hard money lenders. These lenders use private capital to support your ground-up construction projects or major renovations.

Lenders in Pinehurst, NC determine construction expenses for a 2,000 square foot residence, with costs estimated from $240,925 for basic construction to $436,209 for more upscale endeavors. The interest rates and construction loan terms are subject to variation based on several factors. These include the borrower's financial profile, Loan-To-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected.

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To completely address all your construction financing requirements, Lendersa®'s AI-driven technology promptly pairs your loan request with a multitude of construction lenders. This enables you to efficiently discover the best construction rates available for financing a variety of projects, whether it's a new build, a fix and flip, or a significant renovation, on both residential and commercial properties within NC.

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Avoiding unnecessary credit inquiries can help maintain your credit score. You have the option to get preapproved for your land loan without the need to disclose your social security number or any sensitive financial information.

By agreeing to pledge additional property as security, often via a blanket loan, you may qualify for 100% LTV (Loan to Value) financing.

With the assistance of the Lendersa® land loan calculator, you can locate vacant land loan lenders serving zip codes 28374, providing you with tailored service for your specific region.



Pinehurst Construction Loan Lenders

  • Cape Fear Farm Credit
  • 333 E Russell Street, Fayetteville, NC, 28304
  • Lends in North Carolina
  • Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.

  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • Lends in North Carolina
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.

  • Lumbee Guaranty Bank
  • 403 E 3RD St, Pembroke, NC, 28372
  • Lends in North Carolina
  • Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million

  • Fidelity Bank NC
  • 1304 North Main Street, Fuquay Varina, NC, 27526
  • Lends in North Carolina
  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina.

    For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.

  • Uwharrie Bank
  • 132 N 1st St, Albemarle, NC, 28001
  • Lends in North Carolina
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better

  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • Lends in North Carolina
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions.
    Our services and products include commercial.

  • G & M Services Unlimited
  • 206 New Edition Court, Cary, NC, 27511
  • Lends in North Carolina
  • G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.

  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Lends in North Carolina
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt

  • Classic Carolina Realty
  • 5842 Fayetteville Road, Suite 113, Durham, NC, 27713
  • Lends in North Carolina
  • Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.

  • Encore Commercial Capital Corporation
  • 2302 W Meadowview Dr, Greensboro, NC, 27407
  • Lends in North Carolina
  • Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.