5 Construction Loan Lenders with AI in Aberdeen, North Carolina 2026

Lendersa® presents a variety of construction loan lenders in Aberdeen, NC, such as regional banks, nationwide lenders, and local hard money lenders using private financing for new builds or significant remodels.

In Aberdeen, NC, construction costs for a 2,000 square foot home can range from $239,891 for basic projects to $435,175 for more sophisticated builds. Interest rates and loan terms fluctuate based on factors like the borrower's finances, LTV, ARV, and the type of lender chosen.

Review loan offers from 100 lenders

Comprehensive construction loan calculator

Thanks to Lendersa® AI technology, your loan requests are matched immediately with a wide array of construction lenders, ensuring all financing needs are considered. Discover competitive construction rates for projects from new builds to fix and flips or major renovations for both residential and commercial properties in NC.

Need construction loan lenders close by?

Limiting unnecessary inquiries helps protect your credit score. Preapprove your land loan without revealing your social security number or other sensitive details.

Qualifying for 100% LTV financing is possible by using additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in the specified zip codes: 28315.



  • Movement Bank
  • 201 N. Union Street, Danville, VA, 24541
  • Lends in North Carolina
  • At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.

  • Peoples Bank
  • 420 West A Street, Newton, NC, 28658
  • Lends in North Carolina
  • Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community.

    When you're passionate about people like we are, you start to see the extraordinary in everyone.

  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • Lends in North Carolina
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • First Carolina Bank
  • 171 North Winstead Avenue, Rocky Mount, NC, 27804
  • Lends in North Carolina
  • First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.

  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Lends in North Carolina
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.

  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • Lends in North Carolina
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically

  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Lends in North Carolina
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.

  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Lends in North Carolina
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.

  • Marine Federal Credit Union
  • 4180 Western Boulevard, Jacksonville, NC, 28546
  • Lends in North Carolina
  • It starts with commitment. The foundation of all great relationships.

    We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in North Carolina
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.