Construction Loan Lenders in Waxhaw, North Carolina (2026)

The Lendersa® directory offers a varied list of construction loan lenders in Waxhaw, NC, including regional banks, national lenders, and local hard money lenders. These lenders use private funds for ground-up construction or significant rehab projects, providing a range of financial options.

In Waxhaw, NC, lenders calculate the cost of a 2,000 square foot home from $240,430 for basic builds to $435,714 for more complex constructions. Interest rates and terms vary based on the borrower’s financials, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the selected type of lender.

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To address all construction financing requirements, Lendersa® uses AI technology to efficiently match your loan request with numerous construction lenders. This system helps you find excellent construction rates for ground-up builds, fix-and-flip projects, or major rehabs on residential and commercial properties in NC.

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To protect your credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or any sensitive details.

You may qualify for 100% LTV financing when you pledge additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 28173.



Waxhaw Construction Loan Lenders

  • American Bank of the Carolinas Monroe
  • 312 N Charlotte Ave, Monroe, NC, 28112
  • Lends in North Carolina
  • In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod

  • National Lending Pro
  • 301 E John Street #1972, Matthews, NC, 28105
  • Lends in North Carolina
  • We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender.

    Get your Project Pre-Approved today and find out what sets National Lendin

  • East Coast Mortgage Lending
  • 10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
  • Lends in North Carolina
  • East Coast Mortgage Lending is a full-service mortgage company located in Charlotte, NC. We provide Purchase, Refinance, Debt Consolidation, Commercial and Construction Loans in North Carolina and South Carolina. Since we started this company in 2005 we have had the privilege of helping thousands of families

  • Whitley Mortgage Associates, Inc.
  • 121 East Phifer Street, Monroe, NC, 28110
  • Lends in North Carolina
  • Whitley Mortgage is an independent mortgage lender licensed in North and South Carolina. We are family owned and locally operated since 1984. We partner with many banks and lenders across the country. This allows us to shop the lowest rate for you. We want to help with your mortgage – whether it’s a new home, vacation home.

  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Lends in North Carolina
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.

  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Lends in North Carolina
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.