398 Construction Loan Lenders with AI in Wingate, North Carolina 2026

Lendersa® offers a detailed list of construction loan lenders in Wingate, NC, which includes regional banks, national lenders, and local hard money lenders, all employing private funds for ground-up construction or major rehabs.

In Wingate, NC, the projected cost for constructing a 2,000 square foot home ranges from $239,264 for standard builds to $434,548 for more elaborate designs. Interest rates and terms can vary widely, based on the borrower's financial status, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the lender type selected.

Assess loan offers from a selection of 100 lenders

Explore the magic of our construction loan calculator

Lendersa®'s AI technology precisely aligns your loan requests with a vast network of construction lenders, ensuring every financing need is fulfilled. This enables you to locate top construction rates for funding a variety of projects, including ground-up construction, fix-and-flip initiatives, or major rehabs on both residential and commercial properties throughout NC.

Do you need construction loan lenders nearby?

Reducing unnecessary credit inquiries can help protect your credit score. Secure preapproval for a land loan without the need to disclose your social security number or other sensitive financial information.

Offering additional properties as collateral could make you eligible for 100% LTV financing through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to identify lenders for vacant land loans within the specified zip codes: 28174.



  • American Bank of the Carolinas Monroe
  • 312 N Charlotte Ave, Monroe, NC, 28112
  • Lends in North Carolina
  • In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod

  • Whitley Mortgage Associates, Inc.
  • 121 East Phifer Street, Monroe, NC, 28110
  • Lends in North Carolina
  • Whitley Mortgage is an independent mortgage lender licensed in North and South Carolina. We are family owned and locally operated since 1984. We partner with many banks and lenders across the country. This allows us to shop the lowest rate for you. We want to help with your mortgage – whether it’s a new home, vacation home.

  • National Lending Pro
  • 301 E John Street #1972, Matthews, NC, 28105
  • Lends in North Carolina
  • We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender.

    Get your Project Pre-Approved today and find out what sets National Lendin

  • East Coast Mortgage Lending
  • 10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
  • Lends in North Carolina
  • East Coast Mortgage Lending is a full-service mortgage company located in Charlotte, NC. We provide Purchase, Refinance, Debt Consolidation, Commercial and Construction Loans in North Carolina and South Carolina. Since we started this company in 2005 we have had the privilege of helping thousands of families

  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Lends in North Carolina
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.

  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Lends in North Carolina
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.

  • On Point Home Loans, Inc.
  • 1200 The Plaza, Suite G2, Charlotte, NC, 28205
  • Lends in North Carolina
  • "On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures.
    After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"

  • Uwharrie Bank
  • 141 Providence Rd, Charlotte, NC, 28207
  • Lends in North Carolina
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better

  • TruLoan Mortgage
  • 1515 Mockingbird Lane, Suite 880, Charlotte, NC, 28209
  • Lends in North Carolina
  • We founded TruLoan Mortgage to create a lending experience that everyone involved will love. With a fundamental belief that the American Dream includes home ownership and that home financing can be as positive and enjoyable an experience as choosing your dream home, we formed TruLoan Mortgage.

  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • Lends in North Carolina
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members!

    What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.

  • C&F Mortgage Corporation
  • 111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
  • Lends in North Carolina
  • C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career