2026 Construction Loan Lenders for Grafton, North Dakota

Lendersa® offers a list of construction loan lenders in Grafton, ND, consisting of regional banks, national lenders, and local hard money lenders who use private funds. These options cater to new builds or major renovations.

Construction costs for a 2,000-square-foot home in Grafton, ND, range from $169,835 for basic builds to $311,163 for more elaborate projects. Rates and terms vary, influenced by the borrower's financials, LTV, ARV, and chosen lender type.

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To comprehensively address your construction financing, Lendersa® uses AI technology to match your loan requests with hundreds of lenders instantly. This helps you find optimal construction rates for new builds, fix-and-flip projects, or major rehabs on both residential and commercial properties within ND.

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Minimize credit score impact by limiting inquiries. Preapprove for a land loan without needing to provide your social security number or sensitive financial data.

If you agree to pledge additional property, you could qualify for 100% LTV (Loan to Value) financing, also known as a blanket loan.

Leverage the Lendersa® land loan calculator to identify vacant land loan lenders within ZIP codes 58237.



Grafton Construction Loan Lenders

  • United Valley Bank
  • 211 Division Ave S, Cavalier, ND, 58220
  • Lends in North Dakota
  • Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.

  • MED PARK CREDIT UNION
  • 1200 South Columbia Road, Grand Forks, ND, 58201
  • Lends in North Dakota
  • The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.

  • Alerus Financial
  • 401 Demers Ave, Grand Forks, ND, 58201
  • Lends in North Dakota
  • With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.

  • First State Bank & Trust Company
  • 612 Broadway, Thompson, ND, 58278
  • Lends in North Dakota
  • Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders

  • Horizon Financial Bank
  • 416 Main Street, Munich, ND, 58352
  • Lends in North Dakota
  • Our customers have inspired us since our humble beginnings and have allowed us to be their hometown bank for many generations. We look forward to continuing that relationship for many more generations to come. HFB employees are proud of their deep roots in the communities we serve and are excited about cultivating those relationships in the future.