13 Construction Loan Lenders in Lincoln, Nebraska in 2026

Lendersa® offers a list of construction loan lenders in Lincoln, NE, featuring regional banks, national lenders, and local hard money lenders who utilize private money for your new builds or significant rehabs.

In Lincoln, NE, lenders evaluate the construction cost of a 2,000 square foot home, ranging from $168,709 for basic construction to $309,067 for more luxurious options. Interest rates and loan terms vary based on the borrower's financial situation, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

Explore offers from 100 lenders

Harness the magic of the construction loan calculator

To ensure all your construction financing needs are addressed, Lendersa® AI technology swiftly matches your loan request with numerous construction lenders. You can now find exceptional construction rates for funding new builds, fix-and-flip ventures, or major rehabs on residential and commercial properties across NE.

Locate construction loan lenders nearby

Reducing unnecessary inquiries can help preserve your credit score. Obtain preapproval for your land loan without submitting your social security number or any sensitive financial information.

If you agree to use additional property as collateral (a blanket loan), you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 68528.



Lincoln Construction Loan Lenders

  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • Lends in Nebraska
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.

  • Lincoln Federal Savings Bank
  • 8400 Maddox Dr., Lincoln, NE, 68501
  • Lends in Nebraska
  • Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans

  • Cornhusker Bank
  • 8310 O Street, Lincoln, NE, 68510
  • Lends in Nebraska
  • Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.

  • Nebraska Mortgage Expert
  • 2901 South 84th Street, Suite 10, Lincoln, NE, 68506
  • Lends in Nebraska
  • Nebraska mortgage expert offers mortgage home loans, FHA, VA, USDA loans and refinancing with 18 years of experience in the banking and mortgage . Nebraska home mortgage loans NIFA interest rate mortgage rates fixed rate FHA Loans government home loan jumbo loans. We offer short term construction loans to help you build your dream home.

  • Nebraska Bank of Commerce
  • 6000 Village Drive, Suite 100, Lincoln, NE, 68516
  • Lends in Nebraska
  • Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th

  • Frontier Bank
  • 8380 Glynoaks Dr, Lincoln, NE, 68516
  • Lends in Nebraska
  • Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.

  • West Gate Bank
  • 6003 Old Cheney Rd, Lincoln, NE, 68516
  • Lends in Nebraska
  • Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.

  • First State Bank Nebraska
  • 4915 Old Cheney Rd, Lincoln, NE, 68516
  • Lends in Nebraska
  • First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.

  • US Home Mortgage Inc
  • 5901 S 58th St A, Lincoln, NE, 68516
  • Lends in Nebraska
  • U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best

  • Farmers & Merchants Bank
  • 617 1st St, Milford, NE, 68405
  • Lends in Nebraska
  • At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help