91 Construction Loan Lenders with AI in Carteret, New Jersey 2026

Lendersa® presents an extensive list of construction loan providers in Carteret, NJ, which spans regional banks, national lenders, and local hard money lenders using private resources for ground-up construction or significant rehabilitation projects.

Lenders evaluate costs for constructing a 2,000 square foot home in Carteret, NJ, ranging from $300,343 for basic builds to $541,339 for upscale designs. Interest rates and loan terms can differ based on the borrower's financials, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the selected type of lender.

Explore loan offers from 100 different lenders

The Magic of the Construction Loan Calculator

Lendersa® employs advanced AI technology to promptly match your loan requests with hundreds of construction lenders, addressing all your financing needs. Uncover the best construction loan rates to support ground-up builds, fix-and-flip ventures, or significant renovations on residential and commercial properties in NJ.

Looking for Construction Loan Lenders Nearby?

To safeguard your credit score, minimize unwarranted inquiries. You can gain preapproval for your land loan without disclosing your social security number or any sensitive financial details.

By pledging additional property as a security measure, known as a blanket loan, you might be eligible for 100% Loan-To-Value (LTV) financing.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in the zip codes specified: 7008.



  • FENG CAPITAL INC
  • 133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
  • Lends in New Jersey
  • Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo

  • Kennedy Funding
  • 267 South Dean Street, Englewood, NJ, 07631
  • Lends in New Jersey
  • Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.

  • Silex Financial Group, Inc
  • 674 Lafayette Ave, Hawthorne, NJ, 7506
  • Lends in New Jersey
  • At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.

  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Lends in New Jersey
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers

  • Commercial Mortgage Unlimited LLC
  • 22 Tilghman Dr, Glen Rock, NJ, 07452
  • Lends in New Jersey
  • Commercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type. All property typesCommercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type.

  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • Lends in New Jersey
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se

  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Lends in New Jersey
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.

  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • Lends in New Jersey
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.

  • Madison Mortgage Services Inc.
  • 3 Dakota Drive, Suite 100, Lake Success, NY, 11042
  • Lends in New Jersey
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.