2026 Construction Loan Lenders for Fairfield, New Jersey

Lendersa® offers a comprehensive list of construction loan sources in Fairfield, NJ. This list includes regional and national banks, as well as local hard money lenders that utilize private money for new construction projects or significant rehabilitations.

Lenders determine the construction costs in Fairfield, NJ, for a 2,000 square foot home, ranging from $297,780 for basic builds to $538,776 for more elaborate projects. The terms of these loans, such as interest rates, depend on the financial status of the borrower, the loan-to-value ratio (LTV), after-repair value (ARV), and the particular type of lender chosen.

Explore a multitude of loan options from 100 different lenders by clicking here to compare offers.

The Innovative Construction Loan Calculator

To effectively meet your construction financing needs, Lendersa® employs AI technology to quickly align your loan requests with suitable construction lenders. You can now find competitive construction rate options for funding new builds, renovations, or flips of residential and commercial properties in NJ.

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Minimize credit score impacts by reducing unnecessary inquiries. You can gain preapproval for land loans without needing to provide sensitive information such as your social security number.

It is possible to secure 100% LTV financing if you agree to use additional properties as collateral (known as a blanket loan).

Utilize the Lendersa® land loan calculator to pinpoint vacant land loan providers based on zip codes 7004.



Fairfield Construction Loan Lenders

  • Kearny Bank
  • 120 Passaic Ave, Fairfield, NJ, 07004
  • Lends in New Jersey
  • Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion.
    Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.

  • HIGH QUALITY MORTGAGE, LLC
  • 271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
  • Lends in New Jersey
  • High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.

  • Stratton Equities
  • 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058
  • Lends in New Jersey
  • Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat

  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • Lends in New Jersey
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.

  • Homeland Realty
  • 254 Union Boulevard, Totowa, NJ, 07512
  • Lends in New Jersey
  • Homeland Realty is North Jersey’s top internet marketer of real estate properties. At HomeLandRealtyNJ.com you can find information on local schools, weather, local information, links and other local resources for Totowa, Wayne, Clifton, Paterson and surrounding communities. Homeland Realty NJ, can assist you with a variety of real estate services.

  • The Capital Lenders
  • 428 Upper Mountain Ave, Montclair, NJ, 07043
  • Lends in New Jersey
  • The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.

  • E-Lend
  • 7 Entin Road, Suite 202, Parsippany, NJ, 07054
  • Lends in New Jersey
  • eLEND® is a National mortgage lender that utilizes technology in ways that simplifies the home loan process. From e-signatures for your disclosures to online status updates of your loan, eLEND® will change the way you think of the cumbersome mortgage process. eLEND® believes in speed and transparency as the way to ultimate customer satisfaction.

  • FastUpFront
  • 1360 Clifton Ave, Suite 193, Clifton, NJ, 07012
  • Lends in New Jersey
  • FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal

  • BETTERWAY MORTGAGE CO
  • 333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
  • Lends in New Jersey
  • At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,