Construction Loan Lenders in Freehold, New Jersey (2026)

The Lendersa® directory features a diverse array of construction loan lenders in Freehold, NJ, which includes regional banks, national lenders, and local hard money lenders that employ private capital for ground-up construction or substantial rehab projects.

In Freehold, NJ, lenders estimate the construction cost of a 2,000-square-foot home, ranging from $300,805 for a basic build to $541,801 for more luxurious finishes. Interest rates and loan terms vary based on factors such as the borrowers' financial details, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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Lendersa® employs sophisticated AI technology to ensure all construction financing needs are promptly addressed by matching your loan requests with numerous construction lenders. Discover competitive construction rates to support ground-up builds, fix-and-flip ventures, or major renovations on residential and commercial properties in NJ.

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Avoiding unnecessary inquiries can help maintain your credit score. Securing preapproval for a land loan doesn't require showing your social security number or any sensitive information.

You could qualify for 100% LTV financing by committing additional property as security, commonly known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 7728.



Freehold Construction Loan Lenders

  • Freehold Savings Bank
  • 68 W Main St, Freehold, NJ, 07728
  • Lends in New Jersey
  • Freehold Bank is a community-first financial services provider, and our commitment to growth shapes everything we do. We see growth potential everywhere we look, and our mission is to deliver solutions that genuinely serve your best interests. We are banking powered by good values, deep roots, friendly faces, and proven expertise.

  • Navesink River Capital
  • 83 South Street, Suite 101, Freehold, NJ, 07728
  • Lends in New Jersey
  • Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million

  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Lends in New Jersey
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.

  • Amboy Bank
  • 3590 US Highway 9 South, Old Bridge, NJ, 08857
  • Lends in New Jersey
  • Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.

  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.

  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates

  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Lends in New Jersey
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.

  • K Hovnanian American Mortgage
  • 90 Matawan Rd, Matawan, NJ, 07747
  • Lends in New Jersey
  • Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..

  • Commercial Mortgage Associates Inc.
  • 626 Princeton Ave, Brick, NJ, 08724
  • Lends in New Jersey
  • Commercial Mortgage Associates Inc. was founded by Gary Ambrosi in 1989 as a commercial mortgage brokerage company helping business owners and investors finance small to mid-size commercial real estate. Since, Commercial Mortgage Associates has become highly respected in the commercial lending industry that investors can rely on, and yet.