412 Construction Loan Lenders with AI in Jersey-City, New Jersey 2025

Lendersa® provides a detailed list of construction loan lenders in Jersey-City, NJ, including regional banks, national lenders, and local hard money lenders who use private funds for new builds or substantial renovations.

In Jersey-City, NJ, lenders assess construction costs for a 2,000 square foot home, ranging from $301,498 for standard builds to $542,494 for more luxurious constructions. Interest rates and loan terms vary according to the borrower's financial profile, LTV, ARV, and the type of lender chosen.

Explore offers from 100 different lenders

The Innovative Construction Loan Calculator

To effectively meet all your construction financing requirements, Lendersa®'s AI technology quickly connects your loan request with an extensive network of construction lenders. Uncover the best construction rates for financing new builds, fix-and-flip projects, or major rehabs on both residential and commercial properties in NJ.

Find Construction Loan Providers Nearby

Avoid unnecessary inquiries to protect your credit score. Obtain preapproval for land loans without requiring your social security number or other sensitive financial details.

You might be eligible for 100% LTV financing by offering additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to find available vacant land loan providers within the zip codes 07310, 07311, 07302, 07307, 07306, 07305, 07304, 07097, 07303, 07308, 07395, 07399.



  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers. When you choose Guild, you get: - A commitment closing your loan on time - A wide array of ‭specialized products and programs for every type of homebuyer
  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.
  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • Integrity 1st Financial, LLC.
  • 2950 S Jamaica Ct, Suite 302, Denver, CO, 80014
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
  • Aurora Financial, LLC
  • 2851 S Parker Rd, Suite 1260, Aurora, CO, 80014
  • Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
  • Pulte Mortgage
  • 7390 S. Iola Street, Englewood, CO, 80112
  • Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000
  • US Capital Real Estate Loans & Services Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • U.S. Capital has been helping individuals, families and businesses achieve their financing goals by providing purchase loans and refinances on both residential and commercial properties for over 30 years. The company is currently offering residential mortgages in the state of Colorado
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta