427 Construction Loan Lenders with AI in Lawrence, New Jersey 2026

In Lawrence, NJ, Lendersa® lists a variety of construction loan providers, including regional banks, national lenders, and local hard money lenders, each utilizing private funds for ground-up construction or major renovations.

For a 2,000-square-foot home in Lawrence, NJ, lenders calculate construction costs between $300,761 for basic builds up to $541,757 for higher-end finishes. Interest rates and terms depend on borrower financials, LTV, ARV, and lender type.

Explore offers from 100 lenders

The Essential Construction Loan Calculator

Using Lendersa® AI technology, your financing requests are matched instantly with multiple construction lenders, ensuring needs are fully met. Discover excellent construction rates for ground-up projects, fix-and-flips, or major renovations in NJ.

Your Local Construction Loan Lenders

Reduce inquiries to maintain your credit score. Obtain preapproval for land loans without sharing sensitive details like your social security number.

You might qualify for 100% LTV financing by pledging additional properties as collateral, known as a blanket loan.

The Lendersa® land loan calculator helps find vacant land lenders in the 08648, 08540 area.



  • Anything Commercial Loans
  • 151 West Passaic St, Rochelle Park, NJ, 07662
  • Lends in New Jersey
  • We offer real estate & business financing for all kind of investment retail, properties, including commercial, industrial, multi-family, mixed use property, and more. Our unique approach allows us to close quickly and securely on business loans & real estate investments, even when conventional lenders turn you away.

  • Centra Capital Investments
  • 336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
  • Lends in New Jersey
  • Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%

  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • Lends in New Jersey
  • **Unlock New Opportunities with FNF Capital Group**

    **Experience in Financial Solutions**
    Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent

  • PRIME RESOURCE CAPITAL
  • 90 Main St, Suite 309, Hackensack, NJ, 07601
  • Lends in New Jersey
  • Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.

  • Silver Arch Capital Partners
  • 411 Hackensack Avenue, Suite 803, Hackensack, NJ, 07601
  • Lends in New Jersey
  • Silver Arch Capital Partners is a Private Lender specializing in Bridge and Hard Money Loans secured by Commercial Real Estate. Silver Arch is committed to providing the quickest responses and timely closings across all the major property classes. Our partners share decades of experience in direct real estate lending.

  • Freedom Bank
  • 99 West Essex Street, 2nd Floor, Maywood, NJ, 07607
  • Lends in New Jersey
  • Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,

  • CLASSIC MORTGAGE, L.L.C.
  • 25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
  • Lends in New Jersey
  • Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,

  • STATE FINANCIAL NETWORK
  • 5 Hillman Drive, Suite 300, Chadds Ford, PA, 19317
  • Lends in New Jersey
  • "State Financial Network (SFN) is a wholly owned Credit Union Service Organization (CUSO), offering a unique blend of credit union philosophy and mortgage lending and servicing expertise.
    SFN has a nationwide servicing portfolio and a staff trained to handle your members in a personal, professional and efficient manner – just as you would."

  • Franklin Bank
  • 1179 Route 40, Pilesgrove, NJ, 08098
  • Lends in New Jersey
  • In 1861, a group of thoughtful citizens met quietly forming Salem's first permanent "Building Association." Plans progressed smoothly & the meeting took place the evening of the same day President Lincoln was inaugurated. A certificate of incorporation for "The Franklin Loan & Building Association of Salem, NJ" was drawn up on April 13, 1861.

  • Silex Financial Group, Inc
  • 674 Lafayette Ave, Hawthorne, NJ, 7506
  • Lends in New Jersey
  • At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.

  • Cross River Bank
  • 400 Kelby St, 14th Floor, Fort Lee, NJ, 07024
  • Lends in New Jersey
  • Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s mos