Construction Loan Lenders in Trenton, New Jersey (2026)

Lendersa® features a list of construction loan providers in Trenton, NJ, including regional banks, national lenders, and local hard money lenders who utilize private funds for new constructions or significant renovations.

In Trenton, NJ, lenders estimate the cost of constructing a 2,000 square foot home, ranging from $301,520 for basic builds to $542,516 for more elaborate structures. Interest rates and loan terms vary based on the borrower's finances, LTV, ARV, and the type of lender chosen.

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You might qualify for 100% LTV financing by offering additional property as security (blanket loan).

Utilize the Lendersa® land loan calculator to find lenders of vacant land loans within zip codes 08638.



Trenton Construction Loan Lenders

  • Creative Hard Money, LLC
  • 508 Whitehorse Mercerville Rd., Trenton, NJ, 08610
  • Lends in New Jersey
  • Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.

  • First Bank NJ
  • 2465 Kuser Road, Suite 101, Hamilton, NJ, 08690
  • Lends in New Jersey
  • First Bank is all about returning to banking basics. As a locally-owned and operated community bank, we pride ourselves on great customer service that is highly personalized, efficient and responsive to local needs. On April 23, 2007, First Bank commenced operations at its office at 1229 South Black Horse Pike in Williamstown, NJ.

  • Mercer County NJ Teachers' Federal Credit Union
  • 2271 Highway 33, Suite 108, Trenton, NJ, 08690
  • Lends in New Jersey
  • Mercer County NJ Teachers’ Federal Credit Union (MCNJTFCU) is a member-owned, not-for-profit financial cooperative dedicated to providing quality financial products and services and delivering them professionally and courteously. Unlike other financial institutions that need to generate profits to satisfy stockholders.