Construction Loan Lenders in Lincroft, New Jersey (2026)

Lendersa® offers a list of construction loan providers in Lincroft, NJ, including regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to support your ground-up constructions or major rehabs.

For a 2,000 square foot home in Lincroft, NJ, lenders determine construction costs to range from $297,472 for basic builds to $538,468 for more elaborate projects. Loan terms and interest rates vary based on borrower financials, loan-to-value (LTV), after-repair value (ARV), and the type of lender chosen.

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Lendersa® uses AI to match your loan requests with multiple lenders, meeting all your construction financing needs efficiently. You can now find excellent construction rates for ground-up builds, flips, or major rehabs on both residential and commercial properties in NJ.

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Maintain your credit score by limiting inquiries. Get preapproval for land loans without providing your social security number or sensitive information.

Consider 100% LTV financing by using additional properties as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 7738.



Lincroft Construction Loan Lenders

  • NAVESINK HOME LOANS LLC
  • 157 Broad Street, Suite 319, Red Bank, NJ, 7701
  • Lends in New Jersey
  • At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Greenway Mortgage Funding Corp
  • 107 Tindall Rd, Suite 14, Middletown, NJ, 07748
  • Lends in New Jersey
  • Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.

  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Lends in New Jersey
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.

  • First Funding Loans
  • 1 3rd Ave, Suite 4, Long Branch, NJ, 07740
  • Lends in New Jersey
  • First Funding Loans, we are dedicated to being the best hard money lenders in New Jersey. This is why we offer a simple and quick way to access loans for various types of property investments. Hard money loans are a great option because they are approved quickly, require minimum documentation and offer funds for projects

  • K Hovnanian American Mortgage
  • 90 Matawan Rd, Matawan, NJ, 07747
  • Lends in New Jersey
  • Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..

  • Amboy Bank
  • 3590 US Highway 9 South, Old Bridge, NJ, 08857
  • Lends in New Jersey
  • Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.

  • Freehold Savings Bank
  • 68 W Main St, Freehold, NJ, 07728
  • Lends in New Jersey
  • Freehold Bank is a community-first financial services provider, and our commitment to growth shapes everything we do. We see growth potential everywhere we look, and our mission is to deliver solutions that genuinely serve your best interests. We are banking powered by good values, deep roots, friendly faces, and proven expertise.

  • Navesink River Capital
  • 83 South Street, Suite 101, Freehold, NJ, 07728
  • Lends in New Jersey
  • Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million

  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Lends in New Jersey
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.