430 Construction Loan Lenders with AI in Middletown, New Jersey 2026

The Lendersa® list of construction loan lenders in Middletown, NJ includes regional banks, national lenders, and local hard money lenders using private funds for ground-up constructions or major rehabs.

Lenders assess construction costs for a 2,000 square foot home in Middletown, NJ, with prices from $301,300 for basic structures up to $542,296 for more luxurious builds. Interest rates and loan terms vary, depending on the borrower's financials, the LTV, ARV, and the selected type of lender.

Explore offers from 100 lenders

Introducing the Construction Loan Calculator

To correctly address all construction financing needs, Lendersa®'s AI technology immediately connects your loan request with a large network of construction lenders. Discover premium construction rates for new builds, fix-and-flips, or major rehabs on residential and commercial properties in NJ.

Searching for Construction Loan Lenders Nearby?

Prevent unnecessary inquiries to safeguard your credit score. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial information.

You might be eligible for 100% LTV financing by offering additional properties as collateral (blanket loan).

Use the Lendersa® land loan calculator to find lenders specializing in vacant land loans in zip codes 07716, 07718, 07748, 07732, 07737, 07701, 07758, 07760, 07738, 07752, 07799.



  • Arkad Capital
  • 107 Park Ave, Plainfield, NJ, 07060
  • Lends in New Jersey
  • "Arkad Capital is the creation of three real estate entrepreneurs and
    their constant pursuit of higher real estate investing performance. With
    combined Main St. and Wall St. Knowledge, Arkad Capital brings great
    value to its borrowers by offering highly competitive terms, industry
    knowledge, and outside of the box lending."

  • PRIME TIME MORTGAGE CORPORATION
  • 275 US-22, Springfield Township, Springfield, NJ, 07081
  • Lends in New Jersey
  • Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.

  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lends in New Jersey
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.

  • West Forest Capital
  • 237 East 79th Street, New York, NY, 10075
  • Lends in New Jersey
  • West Forest Capital provides funds to real estate investors and others looking to finance non-owner occupied real estate. We lend on apartments, single family, multi-family, commercial, industrial, land, and other properties. We provide rehab funds, or full construction costs, as needed. FAST CLOSINGS, almost always less than 10 days.

  • ALL STATE LENDERS CORP.
  • 2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
  • Lends in New Jersey
  • All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost

  • Dollar Funding Inc Mortgage Broker
  • 3146 Route 27, Suite 201, Kendall Park, NJ, 08824
  • Lends in New Jersey
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you

  • Capital Lending
  • 8417 Bergeline Avenue, North Bergen, NJ, 07047
  • Lends in New Jersey
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.

  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • Lends in New Jersey
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • READYCAP LENDING, LLC
  • 200 Connell Drive, Suite 4000, Berkeley Heights, NJ, 07922
  • Lends in New Jersey
  • Ready Capital is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans.We specialize in loans backed by commercial real estate, including agency multifamily, investor and bridge as well as SBA 7(a) business loans. Headquartered in New York City.

  • American Capital Mortgage Inc
  • 439 Main Street, Suite 102, Orange, NJ, 07050
  • Lends in New Jersey
  • American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.

  • FENG CAPITAL INC
  • 133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
  • Lends in New Jersey
  • Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo

  • Prudential Borrowing LLC
  • 450 Sunrise Highway, Rockville Centre, NY, 11570
  • Lends in New Jersey
  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.