Construction Loan Lenders in Millstone, New Jersey (2026)

The Lendersa® directory of construction loan lenders in Millstone, NJ, includes regional banks, national lenders, and local hard money lenders that utilize private funds for ground-up construction or major renovations.

In Millstone, NJ, lenders estimate the cost of constructing a 2,000 square foot home to range from $298,748 for basic builds to $539,744 for more upscale projects. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and the type of lender selected.

Explore offers from 100 lenders

Experience the magic construction loan calculator

Lendersa® AI technology ensures your construction financing needs are met by quickly matching your loan request with numerous construction lenders. Discover the best construction rates to fund new builds, fix-and-flips, or major renovations on residential and commercial properties in NJ.

Interested in construction loan lenders nearby?

Prevent unnecessary inquiries to protect your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial details.

Pledging additional property as security through a blanket loan could qualify you for 100% LTV financing.

Use Lendersa®'s land loan calculator to find lenders offering vacant land loans in zip codes 08510.



Millstone Construction Loan Lenders

  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Lends in New Jersey
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.

  • Freehold Savings Bank
  • 68 W Main St, Freehold, NJ, 07728
  • Lends in New Jersey
  • Freehold Bank is a community-first financial services provider, and our commitment to growth shapes everything we do. We see growth potential everywhere we look, and our mission is to deliver solutions that genuinely serve your best interests. We are banking powered by good values, deep roots, friendly faces, and proven expertise.

  • Navesink River Capital
  • 83 South Street, Suite 101, Freehold, NJ, 07728
  • Lends in New Jersey
  • Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million

  • First Bank NJ
  • 2465 Kuser Road, Suite 101, Hamilton, NJ, 08690
  • Lends in New Jersey
  • First Bank is all about returning to banking basics. As a locally-owned and operated community bank, we pride ourselves on great customer service that is highly personalized, efficient and responsive to local needs. On April 23, 2007, First Bank commenced operations at its office at 1229 South Black Horse Pike in Williamstown, NJ.

  • Mercer County NJ Teachers' Federal Credit Union
  • 2271 Highway 33, Suite 108, Trenton, NJ, 08690
  • Lends in New Jersey
  • Mercer County NJ Teachers’ Federal Credit Union (MCNJTFCU) is a member-owned, not-for-profit financial cooperative dedicated to providing quality financial products and services and delivering them professionally and courteously. Unlike other financial institutions that need to generate profits to satisfy stockholders.

  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.

  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates

  • Creative Hard Money, LLC
  • 508 Whitehorse Mercerville Rd., Trenton, NJ, 08610
  • Lends in New Jersey
  • Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.

  • Amboy Bank
  • 3590 US Highway 9 South, Old Bridge, NJ, 08857
  • Lends in New Jersey
  • Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.