Construction Loan Lenders in Newark, New Jersey (2026)

The Lendersa® registry of construction loan lenders in Newark, NJ encompasses a range of options, including regional banks, national lenders, and local hard money lenders that employ private funds for new builds or significant renovations.

Construction costs for a 2,000 square foot home in Newark, NJ, are calculated by lenders, ranging from $301,509 for basic builds to $542,505 for higher-end designs. Variations in interest rates and loan terms depend on the borrower's financial details, LTV, ARV, and the lender selected.

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The Essential Construction Loan Calculator

To satisfy all your construction financing needs, Lendersa®'s smart AI technology immediately matches your loan request with numerous construction lenders. You can discover the most competitive construction rates for financing new ground-up constructions, fix-and-flip projects, or major rehabs for both residential and commercial properties in NJ.

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Protecting your credit score by avoiding unnecessary inquiries is crucial. Obtain preapproval for your land loan without requiring your social security number or any sensitive financial information.

You're potentially eligible for 100% LTV financing when you agree to secure the loan with additional property, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to find providers offering vacant land loans within the zip codes 07103.



Newark Construction Loan Lenders

  • Ary Ming Asset Funding
  • 24 Commerce St. Suite 606, Newark, NJ, 07102
  • Lends in New Jersey
  • AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.

  • AMS Mortgage Services Inc.
  • 375 Chestnut St 3C, Newark, NJ, 07105
  • Lends in New Jersey
  • AMS Mortgage Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending

  • American Capital Mortgage Inc
  • 439 Main Street, Suite 102, Orange, NJ, 07050
  • Lends in New Jersey
  • American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.

  • Schuyler Savings Bank
  • 24 Davis Avenue, Kearny, NJ, 07032
  • Lends in New Jersey
  • Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.

  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • Lends in New Jersey
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • PLATINUM MORTGAGE, LLC
  • 1915 Morris Avenue, #2, Union, NJ, 7083
  • Lends in New Jersey
  • At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Lightning Mortgage Inc
  • 591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
  • Lends in New Jersey
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,

  • Case Real Estate Capital
  • PO Box 5100, Rochelle Park, NJ, 07002
  • Lends in New Jersey
  • Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.

  • BCB Community Bank
  • 591 Avenue C, Bayonne, NJ, 07002
  • Lends in New Jersey
  • The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.